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Home Buying in Greenville County : Real Estate Advice

  • All54
  • Local Info1
  • Home Buying15
  • Home Selling4
  • Market Conditions2

Activity 182
Mon Aug 14, 2017
Jason Mcclain asked:
Thu Jul 27, 2017
Wadddee answered:
You'd be surprised but depending on you credit and ability to pay it's feasible that you will qualify especially with a special needs child. I'm Deandraya Waddell with Keller Williams go to my website deandrayawaddell@kw,com I can assist you or point you in the right direction to achieve your homeownership goals. ... more
0 votes 9 answers Share Flag
Sun Jul 9, 2017
Donnieandpamela Brown answered:
We are looking at purchasing another house... but we own our current home and want to use it as a down payment, is this possible
0 votes 45 answers Share Flag
Thu May 18, 2017
Olvecky asked:
Wed Mar 29, 2017
Pussbuffet answered:
The fees are about $475.00 but the HOA has changed from builder managed to residents managed. They are ruining the community. I would not buy here.
0 votes 5 answers Share Flag
Wed Mar 1, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

You would need to have the seller include the appliances in the sale.

I can pre approve VA loans the same day.

If you have any other questions or need help with this you are welcome to get in touch with me. ... more
0 votes 1 answer Share Flag
Mon Jan 30, 2017
Melodyhenson24 asked:
Family member has offered to sale us her paid off home for $75K, home value is $110k. We have $40k in the bank, credit score low ( 520-560) so we cant finance. She has agreed to us paying…
0 votes 0 Answers Share Flag
Wed Jan 25, 2017
Froggydays asked:
I have been approved for a USDA home loan for $125,000. My credit score is 748. I have two questions: 1. Can a USDA loan be used on a used doublewide with a permanent brick foundation on…
0 votes 0 Answers Share Flag
Sat Jan 14, 2017
Ndavis answered:
Good credit and no money down leaves you with several options. Your payment is going to be dependent on what type of loan you qualify for, and when you make the move. Interest rates change, and they've recently started climbing. They're expected to continue upward through 2017, so the sooner you act, the better.

USDA eligible homes are located in rural areas (not necessarily in the country, smaller towns often qualify) and USDA mortgages are no money down options.

If you are a veteran, a VA loan can get you into a property with no money down.

If you are a teacher, firefighter, police officer, EMT, nurse, or doctor, SC also has down payment assistance programs available for a short period of time in early spring. Whether that down payment assistance has to be paid back is dependent on your income and how long you stay in the home. To get in on this option, you'd need to find a lender who participates and be looking for a home before the funds become available. They dont last long and are first come first served.

If you need recommendations for great lenders in the area who offer these programs, click on my profile and I'd be happy to get you to the right place!
... more
0 votes 1 answer Share Flag
Sat Jan 14, 2017
Ndavis answered:
Hi, Patti! There are sporadic rent with an option to buy properties in the area, but they are high risk contracts which typically put all the risk on the buyer. The reason? If you have a home to sell in the upstate, and it is in good condition, there is no great reason to rent with an option to buy. In 2016, it took me an average of nine days to get a home sold in the upstate. If you were a homeowner, and wanted to sell your home, this is a great time to get your home on the market. If something is wrong with your home, making it difficult to sell, or you refuse to sell for actual market value, you're more likely to look for a consumer who is willing to take on a huge risk out of desperation. Please be careful in seeking out rent-to-own properties. You can really get yourself in a lot of trouble. If you are interested in vetting your options, you can contact me through my profile. I'd be happy to steer you in the right direction. ... more
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Sat Jan 14, 2017
Ndavis answered:
SC has a great program for teachers that provides down payment assistance, but you have to be able to act as soon as the funds are released. Each year they are released in the spring and are only available a week or two before they are depleted. Your best option is to get involved with a lender who participates in the program and a real estate agent as soon as possible so that you are ready to make the move as soon as the funds are available. I'd be happy to help you make contact with a lender to get started. Just click on my profile. ... more
0 votes 1 answer Share Flag
Mon Nov 21, 2016
Neil Roxas answered:

Unfortunately, we didn't get enough information about your problem to resolve the issue. Please provide us with the complete property address by replying to this and we will be happy to assist you.


Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Fri Sep 23, 2016
USMortgageRanger answered:
Thanks for your service to our country from one Veteran to another. As a honorable discharged Veteran with a COE Certificate of eligibility you are entitle to purchase you home with no money down and the closing cost and funding fees can be paid by others (i.e State Agency, Bank or Seller).

I would be delighted to provide you with some options, that does not require us pulling your credit and will allow you to make the best decision for your family. I can be contacted for a FREE no obligation consultation.

Lowell Sterling
Mortgage Banker
NMLS 968898
Phone 469-347-3572
... more
0 votes 2 answers Share Flag
Fri Aug 26, 2016
David Stigall asked:
Thu Aug 11, 2016
Niki Davis answered:
These are the types of situations a seasoned buyer's agent can help you negotiate. A buyer's agent is usually free to the buyer, and has a wealth of information to help you through that can save you money. There's no reason to NOT use a buyer's agent. ... more
0 votes 1 answer Share Flag
Thu Aug 11, 2016
Niki Davis answered:
It likes like you may be in Texas? The question appears in the section for Greenville, SC, an area I cover, and I can answer based on our contracts. you'll need to read your contract carefully, go back to your buyer agent, and closing attorney for clarifications, if necessary. The contracts we use give the buyer an inspection contingency. If a buyer were to find a problem during that contingency period, they could ask for repairs, back out of the contract, or take as-is. What does your contract specify? ... more
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Sun Jul 31, 2016
Jackie Bramlett asked:
Thu Jul 28, 2016
Unspecified asked:
This question was asked from this property:
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