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Home Buying in Greenville : Real Estate Advice

  • All112
  • Local Info19
  • Home Buying32
  • Home Selling4
  • Market Conditions7

Activity 37
Tue May 23, 2017
Mtarrant67 answered:
It's May 23rd and they've known since May 5th ...were legally supposed to tell us within 3 days.
0 votes 1 answer Share Flag
Wed Apr 12, 2017
Kenhowell728 asked:
Hi looking for help,
I was working with a major online Q lender, who I had/have a pre-approval through. I have 620 credit with a $10,000 gifted down payment. There was confusion when…
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Thu Jan 19, 2017
Cathy Talley answered:
I pay 900.00 a month for rent for two years along with paying utility bills and a car note. And other bills that average out to be about $2,800 a month. Watch I pay but so tired of renting. If I can afford that and pay ever month on time why want someone see my on time rent payments being never late. That's what people should also take in consideration. I have do money for a down payment for a house and my credit is below a 600 what can I do? I tried Lexington Law but I couldn't keep affording them. ... more
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Wed Sep 28, 2016
Michele Connors answered:
Local Realtors are the best source ! Find one with good reference or recommendations. There is a way to have all Chicod homes sent to you as they hit the market. I will be happy to set that up, let me know. ... more
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Wed Sep 28, 2016
Michele Connors answered:
Hi Ross, Are you purchasing in NC ?? Based off multiple criteria you may qualify for 100% financing or 3% down/ seller assistance. You will first need to sit with a mortgage lender or bank to pull credit score, discuss your current debts and income. That is the first step of prequalifying. Until you actually submit the information asked of you it is only a source of reference. That lender will give you a price range if you qualify and you should call a reputable and qualified Realtor in your area. Ask friends or co-workers for their referrals or look at Trulia/Zillow reviews. Call that Realtor and stick with them thru the process. They can arrange you seeing any home on the market regardless of who's sign is in the yard. The seller and their agent has already determined the compensation your Realtor gets at closing time. That money comes from the seller/seller agent company. Lastly, each state has its own real estate laws, so listen to your agent and ask questions at any time you need clarification. ... more
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Thu Sep 22, 2016
Michele Connors answered:
it is possible to find a seller open to this scenario but in general they will want a substantial deposit. Some want a higher interest rate and some are homes that are not as appealing to the general market. There is such a variable in this opportunity I prefer to ask is there a way to repair the credit to go traditional if you roll up your sleeves and put some credit repair to work for you. There are local mortgage co. that are good with this type of customer. Contact me if you need more info. thanks and good luck ! ... more
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Sat Sep 12, 2015
Candace Hill asked:
Thu Jul 16, 2015
Michele Connors answered:
I know the area well and would be happy to help you ! Call me and I can discuss your options with you !
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Wed Jun 17, 2015
Tony Grech answered:
Fannie Mae now offers a 3% down conventional loan. At least one borrower on the loan must be a first time homebuyer and the minimum credit score is 680. The maximum debt to income ratio (DTI) is 45%.

However, looking at the rates being offered on this program and the stiff PMI required, in a lot of cases you might be better served looking at an FHA loan. FHA only requires 3.5%, which is close, but the interest rates and PMI are better than 3% down conventional and FHA is not as strict in terms of credit. In addition, FHA allows the seller to pay up to 6% of the purchase price towards your closing costs as opposed to 3% for conventional, so your $$ out of pocket could wind up being less.

It's impossible to say which program IS actually better for you without knowing a lot of other circumstances such as your income and credit history, but you should speak to a lender ASAP to review your options and get preapproved.

Email me or call me if I can help
Tony
... more
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Sun Jun 14, 2015
Patricia Memoli answered:
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Tue Nov 11, 2014
Michele Connors answered:
From Greenville the dirve is about 1.5 hrs. You have a 21 mile stretch of island called Bogue Banks to visit... Atlantic Beach, Pine Knoll Shores, Indian Beach, Salter Path and Emerald Isle. There are two fixed bridges to access so you should decide which end of island you want to experience as there are two routes to drive determined by which part of island you want to visit. I suggest making it atleast a few days visit as beaufort NC is nearby and worth a visit on Front Street. Morehead City also offer a quaint waterfront with great dining. I live in Gville but also work the Beach market and have had a home there for nearly 20 yrs. Hope this helps. Michele Connors ... more
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Wed Jul 2, 2014
Annette Lawrence answered:
Real estate professionals are in a continuous battle with sources of faulty data.
One of those sources is "They said" or "Someone."
Another is the neighbor on the street, the self declared expert..
And then sites like Trulia an Zillow.

Trulia for instance states the average SOLD price in Greenville is $117,000
Trulia, for instance states the average SOLD price for zip 27858 is $131,750
(Is not sold price much more relevant than listed price?)

Both will prove to be significantly incorrect.

Having access to reliable, responsible data, such as what is available through the local Multiple Listing Service is essential.

If you are serious about making a home purchase, you need to pick up the phone and give Deborah a call. (If only she had provided a telephone number)
... more
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Thu Jan 9, 2014
Kevin Fuell answered:
HOA fees is the amount of money that must be paid monthly by owners of certain types of residential property to an organization that assists with maintaining and improving that property and others in the same group. HOA fees are almost always levied on condominium owners, but they may also apply in some single family neighborhoods. ... more
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Thu Jan 9, 2014
Mmarsal88 answered:
It is an upstairs unit/2nd floor. HOA dues are included in the rent.
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Mon Oct 21, 2013
The Tingen Team answered:
I would have to say that the entire area down Thomas Langston Road has been hard hit due to the new construction being so low in price. It will always affect the resale homes when price per square foot on new homes is so competitive. ... more
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Sun Oct 20, 2013
Mike Slocum answered:
In addition, the size of a traditional water heater will very, and our local MLS does not have such information on each listing. As nominal as traditional water heaters are, I would opt to replace if necessary, but not limit my search by such a specific item. In addition as stated earlier, a tankless water heater is a searchable item in most MLS listings. Contact a Realtor to assist in this search. ... more
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Sun Oct 20, 2013
Mike Slocum answered:
Greenville Utilities Commission has published their E-300 program and guidelines here http://ncenergystar.org/sites/ncenergystar.org/files/utilities_AndyYakim.pdf. If you have further questions, I would highly suggest contacting Andy Yakima at GUC. He is the department head for their energy efficiency and energy audit programs. ... more
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Tue Sep 3, 2013
Royalyn Ponder Lupton answered:
Do you mean Tax Value, taxes for the year, is there a particular home you are questioning about the taxes, or tax re-evaluation.
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Tue May 28, 2013
Gina Blalock answered:
Search for all homes for sale in Greenville and surrounding areas with me at gina.homesofgreenvillenc.com. I think you will find our web site very user friendly. You can contact me directly at 919-302-6383 or gina@lilzfreeman.com I would love to talk with you! Thank you. Gina Blalock ... more
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Fri May 3, 2013
Anna M Brocco answered:
Since rent to own properties may not be listed as such, consider working with an agent of your own. Keep in mind that rent to own can be risky and one could stand to lose a bit of money, therefore do inform yourself well, and consider consulting with an attorney who specializes in real estate beforehand. If you haven't done so yet, visit with any licensed loan officer, see if you can buy outright; keep in mind that there are other factors besides credit that determine mortgage qualification. ... more
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