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Greenville : Real Estate Advice

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  • Local Info44
  • Home Buying81
  • Home Selling6
  • Market Conditions18

Activity 245
Wed Mar 15, 2017
Mbcarlton asked:
Wed Mar 1, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

You would need to have the seller include the appliances in the sale.

I can pre approve VA loans the same day.

If you have any other questions or need help with this you are welcome to get in touch with me. ... more
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Mon Jan 30, 2017
Melodyhenson24 asked:
Family member has offered to sale us her paid off home for $75K, home value is $110k. We have $40k in the bank, credit score low ( 520-560) so we cant finance. She has agreed to us paying…
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Sat Jan 14, 2017
Ndavis answered:
SC has a great program for teachers that provides down payment assistance, but you have to be able to act as soon as the funds are released. Each year they are released in the spring and are only available a week or two before they are depleted. Your best option is to get involved with a lender who participates in the program and a real estate agent as soon as possible so that you are ready to make the move as soon as the funds are available. I'd be happy to help you make contact with a lender to get started. Just click on my profile. ... more
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Fri Dec 9, 2016
Niki Davis answered:
My first question would be... where did you get your numbers? When you pull your own credit report, whether it's a free one, or one you paid to access, you're not getting the report that a lender would get. The scores can vary. My answer will ALWAYS be to have a lender pull it and advise you personally on what to do in your particular situation. In addition to the scores maybe not being what you think they are, I've seen buyers with very high 700s range scores unable to buy because of WHAT is on their report, or because their debt-to-income ratios were all wrong. Call a reputable lender and get advice tailored to fit you. If you need a recommendation, contact me through my profile. I would be happy to pass on some contact information for local lenders. ... more
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Wed Nov 9, 2016
Cheekcharlotte2015 asked:
Wed Nov 9, 2016
1357appraisals asked:
We are the home owners of the residence of 4 Sanford Court, Greenville, SC 29605 and you can phone me at 864-299-3828 to confirm.
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Fri Sep 23, 2016
USMortgageRanger answered:
Thanks for your service to our country from one Veteran to another. As a honorable discharged Veteran with a COE Certificate of eligibility you are entitle to purchase you home with no money down and the closing cost and funding fees can be paid by others (i.e State Agency, Bank or Seller).

I would be delighted to provide you with some options, that does not require us pulling your credit and will allow you to make the best decision for your family. I can be contacted for a FREE no obligation consultation.

Lowell Sterling
Mortgage Banker
NMLS 968898
Phone 469-347-3572
... more
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Wed Aug 17, 2016
Judy Buss asked:
Any property management companies notice that there is NO SEARCH available for property owners to locate a local management company? Have your reviews suddenly get deleted??? Has anyone…
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Mon Aug 15, 2016
Jeri Patrick answered:
0 votes 20 answers Share Flag
Thu Aug 11, 2016
Niki Davis answered:
These are the types of situations a seasoned buyer's agent can help you negotiate. A buyer's agent is usually free to the buyer, and has a wealth of information to help you through that can save you money. There's no reason to NOT use a buyer's agent. ... more
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Thu Aug 11, 2016
Niki Davis answered:
Contact a buyer's agent in the city you are relocating to and secure their services. They will guide you through the process, including recommending local lenders who can help you through your transition. We have options open to us depending on your specific situation. One of the neat ones is that we can put you into a new build with a builder and they'll help you with payments until your other home sells. There are others, as well, all depending on your situation and what you are wanting to purchase. ... more
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Thu Aug 11, 2016
Niki Davis answered:
The short answer is: Trulia (and Zillow) exist to shimmy in between consumers and Realtors and be the middle man. That's how they make money, and that's why they exist. They didn't create their sites with cute toys and graphics solely for the consumer's enjoyment. They market heavily to Realtors, and have to give (a little) return on investment. A Realtor should be able to give you a value, though, and those services are not commission based. If you're relying on the values that these sites are giving you to make any sort of decision, I wouldn't. They're not "real". ... more
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Thu Aug 11, 2016
Niki Davis answered:
If you google, you'll have lots of biased answers on the subject, and I'm sure mine will be seen as biased, as well, but it's based on facts.

Roughly 89% of home buyers/seller work with a Realtor to buyer or sell. This gives a seller working with a Realtor a HUGE edge on the FSBO competition. Realtors are matching buyers to sellers everyday using our proprietary MLS platforms. Will we see your FSBO ad? Maybe, maybe not. Less than 10% of FSBOers will success, and of those who are successful, over 1/3rd of them are simply selling to a friend or family member. That doesn't leave much of a chance that you'll be a success stories for people who see the sign or an ad and show up at your door with a check in hand. Are you a gambler?

There is a lot that goes into selling a home. Market analysis for the right price, staging for the buyers who are searching in your market, legal disclosures that are required by law, advertising (you'll have to work a lot harder, our ad machine is already churching when we set your home into it, you're starting from scratch), the contract itself (is it in your best interest?), negotiation... and the fact is, the FSBOer is a bargain shopper, trying to save the commission and probably unprepared, and that attracts bargain shoppers, who are also going to be unprepared. There is also a safety issue: Is that guy walking through your master bedroom a legitimate serious home buyer, or is he looking for "stuff" he can come back later for while you're at work?

I wouldn't do it.
... more
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Thu Aug 11, 2016
Niki Davis answered:
It likes like you may be in Texas? The question appears in the section for Greenville, SC, an area I cover, and I can answer based on our contracts. you'll need to read your contract carefully, go back to your buyer agent, and closing attorney for clarifications, if necessary. The contracts we use give the buyer an inspection contingency. If a buyer were to find a problem during that contingency period, they could ask for repairs, back out of the contract, or take as-is. What does your contract specify? ... more
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Fri Aug 5, 2016
Niki Davis answered:
Before you make that decision, you need to go to a lender and get a definitive answer from a professional about where you stand on prequalification. It is ALWAYS a better decision to buy a home free and clear with a mortgage than it is to rent-to-own. R-T-O is risky and doesn't always work out the way you want it to. Find out how close you are to qualifying for a mortgage first, and what steps you need to take to get there. Sometimes it's as simple as getting a prepaid credit card and paying on it a few months. There are also lenders who will take alternate trade lines - proof of paying utilities bills and rent on time, for instance. ... more
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Sun Jul 31, 2016
Jackie Bramlett asked:
Sun Jul 10, 2016
karen4u333 asked:
The appraisal value of the residential home has increased in value due to the additions, which are not listed currently.
0 votes 0 Answers Share Flag
Mon Jun 6, 2016
Diane Christner answered:
No it does not, try Zillow instead.
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