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Home Buying in Green Valley Ranch : Real Estate Advice

  • All38
  • Local Info5
  • Home Buying12
  • Home Selling1
  • Market Conditions2

Activity 11
Thu Nov 12, 2015
1974 answered:
Learn what credit scores actually are before assuming you have "bad credit". The old FICO score (being phased out) did nothing but predict the chances of a default on a first mortgage within 3 years. Period. Many folks (alot of them RE agents) assume there is just one score and it somehow determines if you are a good or bad person. The effect of a past late payment can vary widely - if you chose to pay a mortgage over a car payment in the past , your FICO score would have been higher and the score used for purchasing a car would be lower. Ditto for credit cards, personal loans and retail consumer loans. If a financial professional simply asks you what your "score" is without telling you what scoring model they are interested in, find another lender. ... more
0 votes 3 answers Share Flag
Wed Jul 1, 2015
Ron Rovtar answered:
In the current market, builders are having little trouble getting their asking prices so we're seeing very little negotiating. But even in market tilted more toward buyers, builders rarely bargain because reducing the price of one home may affect the appraisal value of future homes they build in the same subdivision. It never hurts to ask though, especially if the subdivision is nearly built out. Or you may be able to negotiate a better incentives package. And, as Michael noted, sometimes, when a builder is finishing work in a subdivision, there may be some flex in the price of the model(s).

Ron Rovtar
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0 votes 4 answers Share Flag
Sun Oct 5, 2014
Angela Currie answered:
We have a house in Green Valley Ranch for sale. It's one level with 2 bedrooms,1 bathroom and
air conditioning. Easy access to the house for handicap persons or with medical issues. We also
are handicap. The basement has 1 bedroom and 1 bathroom. If you are interesting in the house
call Mrs. Rios 720-648-5089
... more
0 votes 10 answers Share Flag
Sat Apr 5, 2014
Robert McGuire answered:

I have heard of a plan to build and promote new programs for the youth in the community. I am following that story as well. what have you heard about business development? The development is inevitable and will tie in nicely with the nearby Northfield Development area to the west. Are you looking to invest in business opportunities, finding an office space, or following the business trends of the area?
... more
0 votes 4 answers Share Flag
Thu Jul 18, 2013
Ray answered:
If you are lucky enough, you could buy a HUD home through the Good Neighbor Next Door program. The reason I say lucky, is it is a lottery. From there , there is CHFA, CHAC, HOAP, the Metro Mortgage Assistance, and most of all make sure if you are an eligible first time buyer, that you ask for the Mortgage Credit Certificate. This is a tax credit that few know about, and many lenders can't offer you.

Best of luck
Ray Williams
Summit Mortgage Denver
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0 votes 8 answers Share Flag
Thu Jul 18, 2013
Ritchy Haynes answered:
There are also plenty of new build already in place to choose from if you care to avoid the hassle of dealing with your own construction!
0 votes 3 answers Share Flag
Thu Jul 4, 2013
Lake Bishop answered:
Green Valley Ranch is a very nice community. I have lived and worked in the community for the last 5 years and feel very safe here. Please call or email me with any questions. Plus you can get some really good buys here as well.

Lake Bishop
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1 vote 15 answers Share Flag
Wed May 8, 2013
Suz A answered:
There is no reliable approach. A few different scenarios can play out, and in one of those scenarios the community sales rep will wind up selling it to a corporate contact.

There is no set policy that spans the entire industry. Traditionally, an investor who leases the home back to the builder makes the home available after the lease runs out. These are typically month-to-month leases.

It is good advice to stay in touch with the sales rep. If all of your ducks are in a row, you have a shot. So, talk to the rep. See if there is a sense about how and when the model will be sold. The community representative knows on what pace the homes are moving and therefore knows when the last lots will be sold. That's about when the sales team will vacate. Sometimes the sales people are already working from a new site when that occurs. The last homes can take longer, too. So you're likely to get only a general idea of when the model will be sold.

If that helps, there you are.

Best regards,
... more
0 votes 11 answers Share Flag
Sat Feb 23, 2013
Robert McGuire answered:
Guerroe 1980,

I am a proponent of purchasing rather than renting for several reasons. First of course is that you will be paying your own mortgage and not the landlords. Rents are going up 8.5% per year in Denver. You can purchase a home for little or no down in many cases and your payment is often less than the rent. I am a former resident of Green Valley Ranch and have nothing but good things to say about it at this time. You can get the most for your money in GVR than in any other of the Denver Metro areas.

The only problem now is the low inventory, multiple offers, and quickly rising prices. I would suggest starting now to look and not wait until March/April to start. You need to have all of your questions answered, be fully approved, and ready to pull the trigger when home you like comes on the market. It will only get more competitive as we move into the spring months. Let me know if I can be of assistance to you in this process.

Robert McGuire ASR
Your Castle Real Estate
Direct - 303-669-1246
... more
1 vote 14 answers Share Flag
Wed Oct 10, 2012
Noplacelikehome answered:
My husband and I are in our 50's and have lived in Green Valley Ranch for 8 years now. We love it here! Its a wonderfully diverse neighborhood -- all ethnicities are represented -- its like the united nations! People in this community are hard working folks striving to make a better life for themselves and their families.

Its an easy drive to the main roadways which can take you just about any where you need to go. Light rail will be coming to GVR in the next 4 years and that will provide an economical transportation option as well.

The neighborhood is very quiet. Sure, in the summer there will always be a few teenagers who act up, play music and hang out in public, but you get that anywhere there are kids. For the most part, I see parents engaged with their kids, pushing them to be better and take advantage of all that is accessible to them -- schools, church, parks, sports, library, etc.

Green Valley isn't about "keeping up with the Jones's"....if you like that rat race, then you need to look elsewhere. If you want a fairly simple way to live, are willing to make some friends over time, enjoy a diverse neighborhood experience that mirrors the "real world", then GVR is just that place.
... more
0 votes 20 answers Share Flag
Tue Apr 3, 2012
Linda Evans Johnson answered:
If you do not have a recent credit report, go to Pull your credit report, save on your desktop.(pdf file). You can send the report to your agent so that another report will not be pulled. A number of inquiries may lower your credit score. If you have a score of 660 or higher, you are bankable now. There are a few "no down" programs still available, keep your 10,000 in the bank for reserves. IF your score (lowest) is less that 620, call a competent agent first with experience. Experienced agents are experts in financing, and can prequalify you before you see a lender. An experience real estate broker will know which lender will be best for you after the first consultation. Feel free to call if you still don't have a broker. ... more
0 votes 16 answers Share Flag
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