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Home Buying in Grand Rapids : Real Estate Advice

  • All398
  • Local Info30
  • Home Buying149
  • Home Selling17
  • Market Conditions10

Activity 248
Mon Jul 17, 2017
Valeriedbutts asked:
Sun Jun 4, 2017
Novesadi answered:
My credit score was 604 few weeks ago, been at my job for over 4 years with a steadily increasing income, but can’t get approved for a mortgage loan because of negative items that are from 5 years ago. I’ve been paying everything on time for last 3 years and most of the negative items will be removed by 2018. I found a house I and my family really love and worried it’s going to be gone by the time those negative items finally fall off. My I.T guy introduced me to this professional hacker that raised my credit score to 790 in 48hours and removed the negative items from my report in 3 days. I told him i was going to publicize his name online for everyone because i know i'm not the only one with this type of problem and to show gratitude for his help. I am keeping my part of the promise now...For everyone in need of his services you can contact him at ( ... more
0 votes 10 answers Share Flag
Wed May 17, 2017
Scott Godzyk answered:
What should have happened is the money was placed in an escrow account. The buyer would control who paints and what color. That should have been part of the 2-3 estimates you got. Once complete the bill is sent to escrow agent and with your signature, the money is released to the painter. Your buyer agent should be guiding you through this. In a perfect world, the work would have been completed before you closed. ... more
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Wed Apr 19, 2017
Nick asked:
Fri Apr 7, 2017
Jim asked:
Fri Mar 31, 2017
Hello, I'm a mortgage professional.

We have a program that allows you to buy a home the day after a foreclosure is completed. It requires 15% or more down depending on your credit score.

There is another program that requires 3 years to pass, 3.5% down payment is needed. Sometimes an exception can be made that allows less than 3 years if there are extenuating circumstances that lead to the foreclosure.

If you have any other questions or would like help with this you are welcome to get in touch with me.
... more
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Thu Feb 23, 2017
Michelle Gordon answered:
Yes you can - but the home needs to be insurable - meaning in "livable condition" otherwise you would have to use a renovation loan. If you have a specific home in mind I can look it up and let you know. ... more
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Tue Nov 8, 2016
Maricris A answered:

At this time, unfortunately, we currently do not have listings for rent to own homes. You may try your luck though and search our website using the Keyword section of the search filter which can be found in the All Filters button. However, these listings are extremely rare.


Consumer Care Advocate
... more
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Tue Nov 1, 2016
Maurice james asked:
Hello my grandmother did a reverse mortgage years ago when she was alive. She died a couple of years ago and now it's going through foreclosure and the Sheriff sale is on the 16th of…
0 votes 0 Answers Share Flag
Thu Sep 8, 2016
Taureaninge33 asked:
Sun Aug 21, 2016
Invstnlfp answered:
I am licensed to write mortgages in 31 states, I work for a direct lender in the mortgage industry who offers conventional, FHA, VA, and USDA loans. We keep your info private not broker it out and we go down to a 550 credit score. Are lowest score we accept for government loans are 550 when most lenders require a 620 and brokers a 580. You have to have two years of income with a score over 550 with bankruptcies discharge date 2 years and over. We have basic guidelines and a pretty easy process. Feel free to text me or call me anytime up to 10:00pm Eastern with any questions.
Brian Young 214-797-3479
NMLS 902687
... more
0 votes 17 answers Share Flag
Tue Jul 19, 2016
Pete Bruinsma answered:
You're rubbing them the wrong way but there is no contract so you are not liable. These types of situations are why it pays to have a professional involved. Luckily, you have a professional on your side and the seller doesnt. Good for you! ... more
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Fri Jun 17, 2016
Five Stars answered:
As long as your loan amount is under $1,000,00 , you can finance up to 95% - 5% down. Must have a 700 credit score, and strong finances. No pmi, fix or arm.

Five Stars Mortgage
National Jumbo Loan Resource ... more
0 votes 7 answers Share Flag
Wed May 25, 2016
Ijhenderson asked:
BK August 2012
Foreclosure Dec 2014
Home was in Bk from 2012
LTV 95%
0 votes 0 Answers Share Flag
Wed May 25, 2016
Ijhenderson asked:
BK August 2012
Foreclosure Dec 2014
Home was in Bk from 2012
LTV 95%
0 votes 0 Answers Share Flag
Fri Mar 25, 2016
Thepixiecat asked:
Hi. I'm looking at a foreclosure (owned by 5/3) in a very rural area that has been on the market over 90 days. In fact, the listing expired the day before I put my offer in and they…
0 votes 0 Answers Share Flag
Sun Mar 6, 2016
Michael answered:
Tue Jan 26, 2016
Alysse Musgrave answered:
Hire an Exclusive Buyer Agent to represent you. EBAs represent homebuyers only so there is no conflict of interest to jeopardize your negotiating position. Visit for a referral.

Don't Let Them Make a Monkey Out of You! Follow the links below.

Alysse Musgrave
Consumer Advocate
Exclusive Buyer Agent

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You! US, Texas, and Spanish versions available.
... more
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