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Grand Bay : Real Estate Advice

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  • Local Info1
  • Home Buying6
  • Home Selling0
  • Market Conditions0

Activity 8
Sun Sep 1, 2013
Samantha Alspaugh answered:
Alabama Power does and apparently if the utilities have been off for more than 6 months the city must inspect before they will come turn it on...the things you learn! ughh!
0 votes 1 answer Share Flag
Sat Sep 15, 2012
Rodney Mason answered:
Hi Paula,
A lot will just depend on how the appraiser comments on the repair in the appraisal report. Anytime you have a hole like that, an apprasier may call for a professional inspection to make sure there are no active issues. Addressing it upfront would elimate that potential issue.

I would suggest having the ceiling repair made part of the offer so it is done prior to the closing. If it is made prior to the appraiser going out, that will save you the cost of a final inspection if the appraiser does require it. VA guidelines do not allow for the buyer to make any required repairs. VA considers the reapirs to be the seller's responsibility.

If you would like to get Pre-Qualified, you can submit your request online at www.rodneymason.com.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
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Tue Sep 4, 2012
Rodney Mason answered:
If the property is currently listed as "Under Contract", then a Back-up Offer would be the best you could do. The seller cannot accept a new offer while there is a valid one in proess. Some sellers (i.e. asset managers) will not accept Back-up offers though.

It could be that the buyer is obtaining a Renovation mortgage. Those typically average 45-60 days to close.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
0 votes 2 answers Share Flag
Tue Aug 9, 2011
Rudy McDowell answered:
Hi, Lin. That's a possibility. But you can always be added back to the deed/title once the refinance is done.
0 votes 2 answers Share Flag
Thu Apr 14, 2011
Dallas Texas answered:
Following could assist you ;

City
Your Buyers Agent
Property Owner
Listing Agent

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
... more
0 votes 1 answer Share Flag
Sat May 3, 2008
Dan answered:
Thanks, let me clear up what i know so far..

Bought 2 arces and a trailer on the prop.. (i had a realitor doing the offer and paperwork)

Deed to the land in in our name and recorded. (Had title insurance for that but not on the trailer)

Morgage company was in the process of getting the first lien off the prop. This was a lien that the second company paid off when he remorgaged. Was told it just wasn't released?
They had already sent off the paperwork, but it would take 1-3 months to get it back and then transfer to me..
Thats where i made my mistake. (first time home buyer) i didn't put it off.. and went ahead with the closing.

so the land deed and all is good, just the trailer title is not mine yet, and i can't pay taxes or get the sticker without it i was told.

So, if the lien was taken off by the first company and its in the morgage companys name that i bought it from, do i just call them about getting it transfered into my name? Or should i call them to ask if its in thier name? (They gave me a quit claim bill of sale on the trailer already)

Liz, Thanks i'll give you a call monday or tuesday!
... more
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