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Home Buying in Granada Hills : Real Estate Advice

  • All55
  • Local Info6
  • Home Buying21
  • Home Selling0
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Activity 26
Sat Nov 5, 2016
Scott Godzyk answered:
First, go meet with a lawyer. Always trust but verify. They should have checked that at the home inspection. The appraiser should have checked, the listing agent should have checked and before saving to hook into sewer, the first call should have been to the town/city to see if you had it on your street. A lawyer will give you your options ... more
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Thu Oct 13, 2016
Gogamuradyan asked:
my son in Porter school so we decide to enroll him for the next year
0 votes 0 Answers Share Flag
Thu Aug 27, 2015
Sheryl Arndt answered:
Hello Krisellis722, the rent to own homes usually want from 10% and up non-refundable deposit plus an additional 3% up front fee. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. Why rent to own when you can buy to own with less out of pocket expenses.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program from a minimum 640 fico score up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment you are looking to achieve you can be emailed listings to study and compare.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
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Mon Sep 15, 2014
Jim Olive answered:
Well...you can keep trying, but it doesn't sound like that's getting you anywhere. Perhaps you should suggest to your landlord that you are going to hire an exterminator and subtract the cost from your next rent. Give him/her a chance to respond before you actually do it, or you may end up on the hook for the cost. Best of luck... ... more
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Fri Jul 25, 2014
Gary Keshishyan answered:
I have great resources...give me a call.

Thanks,
Gary Keshishyan
818-534-4451
0 votes 2 answers Share Flag
Fri Mar 14, 2014
Melvin Castro answered:
Hello Bud,

I am in agent in Granada Hills and i'm very familiar with San Fernando area. I would be more than happy to help you find your the home you are looking for.

Melvin Castro
Cal BRE 01939407

Cell: (951) 378-8486
email: melvincastro951@gmail.com

My Real Estate Plaza
15650 Devonshire St. #312
Granada Hills CA 91344
... more
0 votes 7 answers Share Flag
Fri Mar 14, 2014
Melvin Castro answered:
Hi Delisa,

My office is in Granada Hills. I am located by the 405fwy and Devonshire St. Have a strong experience in the Granada Hills area. Please contact me to get more specific information of what you are looking for. My direct Cell phone number is (951) 378-8486 or email me melvincastro951@gmail.com ... more
0 votes 12 answers Share Flag
Sat Nov 16, 2013
Randall Yates answered:
We help people with difficult situations most lenders cannot help.Check out our site we will review your situation and refer you to a reputable lender that has the right type of loan for you, that's what we specialize in.. ... more
1 vote 7 answers Share Flag
Sun Nov 10, 2013
Brian Nguyen answered:
It seems that your DTI is a bit high. The max DTI that most lenders can do is around 45% and sometimes lower. I suggest that you look at your finances in order to help lower your DTI. Either way, I suggest you speak with a lender like myself who would be glad to speak with you to help you get the loan that you need. If you have any further questions or if you would like a loan, feel free to contact me. Good luck! Brian Nguyen Sr. Mortgage Banker Phone: 949.667.2887 brian.nguyen@nafinc.com ... more
0 votes 10 answers Share Flag
Mon May 13, 2013
Liliana Alfonso answered:
Hi Tito,
If you provide me with the address, I will be happy to look into it. One reason could be that the tenants won't move out until the 21st.
Best regards,

Liliana Alfonso
Realtor
Rodeo Realty
12345 Ventura Blvd.
Studio City, CA 91604
liliana2sell@gmail.com
818-414-0396 cell
818-761-7277 fax
www.liliana4realestate.com
DRE # 01759367
... more
1 vote 1 answer Share Flag
Mon Aug 6, 2012
Leslie answered:
I FINALLY HAVE A "FOR SALE" SIGN! THANKS FOR ALL WHO ANSWERED!
0 votes 10 answers Share Flag
Tue May 29, 2012
Jhon Cordova answered:
I have worked with Chase before and they took longer than expected. I work with a direct lender in the area that I can refer you to. They have competitive rates and can close very fast.

Let me know if you have any questions.

Thank you

Jhon Cordova Realtor®, Acredited REO Agent™
CA DRE Lic #: 01817265
Tel: (818) 968-1691| Fax: (818) 923-5201
Search for Homes at www.jhoncordova.com
... more
0 votes 4 answers Share Flag
Mon Feb 27, 2012
Kawain Payne answered:
Hello Realestate18,

I too have tried to break into the REO game. I have spent about $1000 and so far nothing.

I joined Equator, and paid for their Platinum certification. I joined a few directories and signed up with four asset management companies. I have concludes that most of the REO listings are going to a few brokers who have been in the REO business for a while and have well established relationships with the asset managers for the banks. Some bank asset managers assign one broker up to 100 listings at a time. In Orange county where I work we have two or three brokers getting most of the REO business! If you go on Equator and check listings you will see the same brokers/agents over and over. Some banks now claim to be trying to have listings assigned to agents closest to the property. I guess we have to wait and see if they apply this idea, and if so perhaps the door will open for some new REO agents.

Best of luck to you.

Kawain Payne
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0 votes 1 answer Share Flag
Fri Feb 24, 2012
Kawain Payne answered:
Hello Bud,

Let me be the first to say "Welcome to California".

The National Association of Realtors is a forecasting a slight rise in home prices for 2012. But conditions will remain favorable for buyers.

Overall home prices are still at record lows, and so are interest rates.

What part of California will you be buying in? If you are interested in Orange County or Long Beach/Lakewood area I would be happy to assist you.

Best Regards,

Kawain Payne, Realtor
Kawaindpayne@gmail.com
714-293-1151
... more
0 votes 4 answers Share Flag
Wed Apr 27, 2011
Ravinder S Sood answered:
Lis Pendens puts a cloud on the title.Lis Pendens has to be removed in order for you to get a clean title.Title Co won't issue title insurance.Look for another property unless you want to wait till the Bank can resolve the issue of Lis Pendens.You need to consult a Real Estate Attorney.
Good Luck !
... more
0 votes 3 answers Share Flag
Wed Feb 2, 2011
Yanni Raz answered:
Let me give you the source that all real estate agents use to look at properties that are on the market.
Click the link below, its 100% free for you to use.

Good Luck.
0 votes 5 answers Share Flag
Thu Aug 26, 2010
Houman Shahi answered:
It really depends on the seller's financial situation. If you only made an offer 5%-10% above the cash offer, chances are that the owner would prefer the cash offer. Again it really depends on the seller's situation but in this market "Cash is King". Also, remember that cash buyers feel the power and may easily cancel the deal and move to another home. Best luck to you. ... more
0 votes 13 answers Share Flag
Wed Aug 25, 2010
Wanda Couch answered:
Realtors can buy foreclosures as long as they disclose to everyone in the ' Offer toPurchase', that they are Realtors. They are bound by all laws and regulations that prevent flipping homes and inflating or deflating home values or mortgage fraud. There may be requirements on the lenght of time a home must be held by the new owner before re-selling. Check with your state laws. You could probably call the National Association of Realtors for more information. Wanda Couch Keller Williams Realty Atlanta Partners ... more
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Tue Oct 6, 2009
Lanamee answered:
The Notice of Sale is a document similar to the Notice of Default, which tells the borrower that the lender is beginning foreclosure proceedings against him. In most states, there is a period of time between the NOD and the bank sale where the borrower is allowed to cure the default and bring the loan current. In California MANY years ago, it used to be 90 days. After that, the sale is scheduled and the borrower notified of the fact.
If you need more specific information - http://ForeclosureIQ.com
... more
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