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Home Buying in Goshen : Real Estate Advice

  • All37
  • Local Info4
  • Home Buying9
  • Home Selling1
  • Market Conditions1

Activity 7
Dan Tabit, Real Estate Pro in Issaquah, WA
Sat Jan 24, 2015
Dan Tabit answered:
The answer is, "it depends". How's your credit? If you have great credit, doing this won't hurt. Just don't close the other account, that will lower your scores. Transfer the balance and pay it down as fast as possible.
If your credit isn't great, this may be a blind come-on and when you actually apply they will give you other terms.
Please, just don't be tempted with a large line of credit to take a trip, but something big or make a lot of small purchases you can't pay off.
Every dollar you tie up in debt will lower your buying capacity on your home.
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0 votes 2 answers Share Flag, Home Seller in Goshen, IN
Wed Dec 17, 2014 answered:
We have almost 10 A. in Harrison township with acreage and pond. May be willing to sell to right person. 3/4 bedroom 3100 sq ft home with new kitchen and finished basement. If still looking you can contact us. ... more
0 votes 3 answers Share Flag
Jaime Munoz, Real Estate Pro in Elkhart, IN
Wed Nov 13, 2013
Jaime Munoz answered:
0 votes 4 answers Share Flag
justsaying00, Home Buyer in Goshen, IN
Mon Jun 17, 2013
justsaying00 asked:
Live in Goshen. Went through chapter 7 four yrs ago, did not reaffirm on the house. We are still in the house and made payments for 3 of the 4 yrs since it was discharged. We can walk away…
0 votes 0 Answers Share Flag
The 2 Mortga…, Real Estate Pro in Kokomo, IN
Mon Apr 1, 2013
The 2 Mortgage Guys answered:
it depends on the time and the program on when you'll be eligible. for example FHA, USDA and VA require the date to be at least 3 years (big word "at least" on conventional financing they require a 7 year period to past the sheriffs deed date, they do have some circumstances where they'll allow you to do it sooner (loss of job, death, health problems, etc.) it's not guaranteed but they will review any explanation. The other thing is your credit score, the investor will want to make sure you have "re-established" your credit with no late payments and no new "negative" collections, judgement, etc.

we'd be happy to help walk you through the process, more information at:
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0 votes 3 answers Share Flag
Dan Baize,  in Indianapolis, IN
Fri Sep 5, 2008
Dan Baize answered:
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