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85308 : Real Estate Advice

  • All42
  • Local Info2
  • Home Buying21
  • Home Selling2
  • Market Conditions2

Activity 40
Fri Mar 10, 2017
Investing101 answered:
Mon Aug 22, 2016
Steve Bernstein answered:
There are mortgage loans available for buying an AZ Home 1 Day After Bankruptcy or Foreclosure. The problem with these loans is the interest rates, closing costs & down payments are much higher than conventional or government home loans.

But, some homebuyers have the cash and the income needed to procure loan approval for an alternative credit mortgage, and they choose to buy a home now versus waiting 2 to 4 years, post their bankruptcy discharge. This is more common when real estate values are increasing in AZ. Interestingly, the increased equity from appreciation, can often offsets the higher cost of subprime loans.

For additional mortgage or credit questions in az, contact Steve Bernstein at www.azcentralmortgage.com
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0 votes 7 answers Share Flag
Mon Aug 22, 2016
Steve Bernstein answered:
If you need a good mortgage broker in az to explain the benefits and drawbacks of each mortgage loan program, I know a guy that provides low mortgage rates and has 22 years of experience :-). www.azcentralmortgage.com ... more
0 votes 4 answers Share Flag
Sat May 21, 2016
andrew.gambino asked:
Fri May 6, 2016
GlendaleRentals answered:
This house is remodeled inside and out and super nice but it's big for 1 person. It's 3000 sq ft. You may want to have couple roomates to share the rent of $1850: 5326 W. Greenway Rd, Glendale, 85306. ... more
0 votes 1 answer Share Flag
Fri Nov 6, 2015
Anastasia Rippel answered:
There were 2 answers already below, answer is YES. Each situation is unique, of course. Hardest part I found sellers reluctant to accept contingent offers, but not impossible. Out of 3 homes my buyers were interested in 1 seller agreed to contingency. 30% isn't pretty good. That means they ok with waiting when you home sells/closes. Glad to help if you looking to sell and buy. Anastasia ... more
0 votes 3 answers Share Flag
Wed Jul 15, 2015
Scott Godzyk answered:
Did you add it to your listing in Trulia as well? If you are a for sale by owner, Trulia does not allow postings from owners so that could be why.
0 votes 1 answer Share Flag
Wed Jul 8, 2015
Debbie Kruger asked:
Thu Jan 1, 2015
Jennie Miller PLLC answered:
There is typically an increase in the number of listings that come on the market after the first of the year.
0 votes 1 answer Share Flag
Tue Dec 9, 2014
Mark Leach answered:
Having a veterinary Hospital nearby is so important. I have a dog that we rescued that was hit by a car, and has tons of health complications. I want to be able to get him medical help as quickly as possible, day or night. Thanks for the post.
Mark Leach | http://myranchobernardopethospital.com/rancho-bernardo-veterinarian
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0 votes 4 answers Share Flag
Thu Nov 13, 2014
Pam Brewer answered:
Hi there,
Welcome to Arizona! Our real estate market is currently do well. As for jobs, it depends on what job market you're in.

Give me a call and we can discuss details.
Thanks! ... more
0 votes 1 answer Share Flag
Mon Nov 10, 2014
Jean-Leon Magnotto answered:
0 votes 7 answers Share Flag
Wed Oct 22, 2014
Don Tepper answered:
Best advice: Know what you want in a house and location. Know yourself. Know your needs. If there's a spouse involved, know your spouse's wants and needs.

Second best advice: Know what you can afford. That is NOT what you might be approved for. Know your comfort level. Just because a lender says you can be approved for "X" doesn't mean that you actually can afford it, or that you can pay it without negatively affecting your lifestyle.

Everything else comes later. Choosing the right Realtor: Extremely important, but that agent won't be able to do his/her job until you've figured out what you want in a house and what you can afford.

Getting pre-approved: Important, but it's important in the buying process, not in actually choosing a home. If you've worked out the second point, above, you're not going to be surprised by what a lender says.

Hope that helps.
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0 votes 12 answers Share Flag
Wed Jul 23, 2014
Diana Hellman answered:
I would think communication and monitoring the market would be important to both buyers and sellers. There are many times, especially during a transaction that the agent needs to be accessible.if they are not, that would be frustrating for either a buyer or a seller. ... more
0 votes 3 answers Share Flag
Wed Jun 4, 2014
Jennie Miller PLLC answered:
Tue Jan 14, 2014
Jessica Vesely answered:
Oh, I see you are needing a rental. I thought you were purchasing. I have checked that address for you in my resources and I am finding it to be available. If I was you I'd go to the property and knock on the door to see if any answers and if not leave a note. Also, possibly send a note to that address with your request and see if anyone gets back to you. I apologize but that's all I can advise you to do without more information. Best of luck! ... more
0 votes 6 answers Share Flag
Wed Nov 20, 2013
Theresa Mattern answered:
A Teacher??
Great!
There is "The Teacher Nextdoor Program"...sponsored by the City of Phx.
Its FABULOUS! FREE money to buy a home, ya gotta be a Full Time Teacher and ya gotta buy in the City of Phx city limits...I am an expert in this program, call me we can chit chat a little more.
602-647-0047.
TheresaHsellsHomes@yahoo.com
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0 votes 11 answers Share Flag
Wed Nov 20, 2013
Theresa Mattern answered:
Well, yes ...meaning you can have the 3.5% FHA downpayment "gifted" to you by a family member. So, its not your money. :) (other peoples money is always fun to get)..he he.
But, if your family is like MY family, they have no money...ha! But its an option. VE (if your a VET) is always no money down.
And the USDA...(yes, like the dairy farmers) but that is for COUNTRY LIVING. IF ya wanna be on the out-skirts of town, that's an option too.
Call me and we can talk more about this...602-647-0047
Im here to help, and IM FREE! (leaves you more money for your downpayment.) :)
... more
0 votes 14 answers Share Flag
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