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Home Buying in Gladstone : Real Estate Advice

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Thu May 25, 2017
answered:
Hello, I'm a mortgage professional.

It sounds like you are looking to buy your inland home.

If that's the case and the value is as you stated you can get a mortgage and use a "gift or equity" to cover the down payment.

With a gift of equity no actual money is used as the down payment.

There is even a way to roll closing costs into the loan.

So basically you can buy the home with very little money coming out of anyone's pocket.

I can explain more.

You are welcome to contact me if you would like help or have any other questions.
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Fri Apr 1, 2016
Florence Hurita asked:
In order to get a home these days it seems there is a bidding war. Our offer was accepted. When appraisals are preformed do they take into consideration that in order to get a house in any…
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Thu Aug 23, 2012
Kelly Gebler answered:
Hi Bart - I live in Gladstone myself.....love it here! Chatauqua Festival in early August is always very fun. Many of the homes in the area you are asking about were built as split entry or ranch style homes in the 70's and 80's and aren't likely to have asbestos issues. I've been in quite a few of these homes over the years and sold several - all appear to have been built with fairly good quality construction. What varies between them is how well they have been taken care of by occupants.....and this will be the issue with any home you look at anywhere, Best advice is to make sure you have a great home inspector once you get an offer accepted on a home - they will be able to tell you the answers to all of the questions you've asked...but specific to the home you are buying. My favorite home inspector also lives in Gladstone and would be a good resource for you. If you'd like his name/number, just let me know. My team would be happy to help with anything you need.

Kelly Gebler, Principal Broker/Owner
Cornerstone Group NW @ Keller Williams Realty
www.CornerstoneGroupNW.com
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