Thank you to the kind people who responded. To the rude person from FL, all I can ask is how many unqualified buyers did you bring to the table, helping create the housing disaster? How many houses did you sell through sweetheart deals with the appraisers, jacking up the prices? How many real estate speculators did you push through just so you could get your commission? Don't get all moral and high and mighty. I've been paying taxes and contributing all my life. I did everything right, and you throw my VA loan in my face, the only small benefit I got from being a veteran. And yes, people all around me here in AZ are walking away from their mortgages without any consequences other than a temporary drop in their FICO, and they are the same people who bought at impossible prices while they still managed their two cars and their big screen TVs and their two vacations per year, while I scrimped and saved as a single parent. Because I'm over $100,000 upside down, I can't sell, which means I can't move, and my mortgage is double that of someone buying now in my development. No one will talk to me because I have been responsible, haven't run up a bunch of credit card bills, and have a FICO around 800. I should have been a deadbeat. I probably won't be able to retire because I'll never be able to break even on this house, and I could never make the mortgage on a retirement income. Am seriously considering leaving the country.
Thanks again to the nice folks who answered. Outta here. Won't be back.