Cindy, some builders in our area use purchase language that is different from the language in a Board of Realtors purchase contract and they shift some costs - typically real estate taxes and what we think of as "shared fees" - to being the buyers' expense. These additional costs load up the buyer's side of the settlement statement with cost burdens that the builder chooses not to pay. There is nothing that prevents any seller from dictating what closing costs he will or will not pay, but we have industry customs that are standardized into most purchase agreements used for resale homes, so as Realtors we know which costs are normally paid by buyers and which ones by sellers regardless of which brokerage provided the purchase contract. Builders tend to deviate from that, to increase their profitability. Be careful - Some builders have purchase agreements that have a mandatory arbitration clause precluding a buyer from filing a lawsuit for problems with the home or the builder's performance; this may be risky, as buyers then waive their rights to the use of the court system in case of a dispute. I recommend you have a good attorney or buyer's agent help you review contract language and determine if the builder's contract will be acceptable to you; you may want to instead use a Board of Realtors contract because it is standardized and keeps costs shared between the parties. Also, the Board of Realtors form has no "add-on" or "junk" fees charged to buyers and sellers (unlike brokerage contracts created by the the "big" real estate brokerages in our area). If you need further help, my firm does not charge buyers any purchase fees whatsoever, and in fact I rebate 25% of my commission at closing to my clients to assist them with their purchase. Not many brokerages rebate commissions. Thanks!