Is this a question about wehter you should or not or where to look? Is this an option for you because you can not qualify for a purchase? I woul be happy to recommend a lender that may give you an opportunity to take advantage of this buyers market right now.....or have you considered an owner financed deal or a contract for deed? Let me know if you have considered any of these other options and I would like to talk to you further about the specifics here. Good luck to you,
Renting with option to buy is a great deal if you make good money and actually want to purchase the house. Generally this is more expensive than renting or buying but if you are committed to buying the house this is actually a benefit since the additional amount is going to your down payment. You can learn all about lease options on my website the link is below.