are there any rentals that allow income verification after move in?

Asked by Jasmine Goss, Las Vegas, NV Tue Sep 11, 2012

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Wendi Williams’ answer
Wendi Willia…, Agent, Las Vegas, NV
Tue Sep 11, 2012
Hi, Jasmine.

Actually, YES...our partners at htp:// can pre-qualify you for a home with No Background or Credit Checks.

Also, there are no income verification forms to deal with. These properties are pre-purchased by investors, and do not require you to have any of these items until the end of your lease term. This is called a "Lease with an Option to Purchase" agreement and is a process used by many who are in your shoes.

Give Wendi a call at (702) 619-6215...she is very professional and can explain the entire process to you.

We appreciate your inquiry! :-)
1 vote
Scott Perdue, , Chicago, IL
Mon Sep 17, 2012
Hi Jasmine:

I have worked in property management for over 10 years and a quick answer to your questions is "no." An income verification is used to show the owner/landlord or management company that the potential tenant has the ability to pay their monthly rent based on how much money they earn each month. Typically, the total gross income of the tenant(s) should be 3 times the monthly rent amount. Income verification is not full proof but a tool for owners/landlords to use in the tenant approval process ensuring that rent will be paid.

Now there are some exceptions. A prospective tenant can get a co-signer on the lease (if allowable by the owner/landlord) that will guarantee that the rent is paid even if the tenant cannot pay it, but the co-signer would have to get a credit/income verification as well. Usually this is designed for college students. If someone is moving to a new city/state and doesn't have pay stubs from their new employer, an offer of employment letter with salary amount listed can be used to show that the new tenant will have a job and working upon move-in and be able to pay rent. This of course would be verified.

I hope this information is useful.

1 vote
Nakia Woodson, Agent, Las Vegas, NV
Tue Sep 11, 2012
Hi Jasmine,

I am from Los Angeles, CA and I know CA vs. NV is like night and day. Yes there are ways that you can get into a rental. Please keep in mind that lease options are charging you additional money. If you are looking to RENT only and not purchase, a lease option is not the best option.

Call or e-mail me for more info.


Nakia Woodson
0 votes
Hey, Nakia. Do explain how additional money is charged...Lease Options offer the individual an opportunity to pay toward the home while giving them a chance to raise their credit score at the same time. Hence, giving them a greater chance of qualifying for the property at a lower price and interest rate at the end of their lease term. It does not net Real Estate agents the BEST commission, but its not suppose to be about what we make. It's about what is best for the buyer and their situation....and if you are going to negate our statement below, then can you provide Jasmine with the methods you are referring to?

LV Property Search
Flag Tue Sep 11, 2012
Paul May, , Las Vegas, NV
Tue Sep 11, 2012
Jasmine- you are funny-
That's like asking if you can get a loan first and then provide qualifying information-
I'm sorry but it just doesnt work that way:)
Paul may
0 votes
Damon Bottic…, Agent, Las Vegas, NV
Tue Sep 11, 2012
It depends on your situation. Paying 3 months security deposit or a few months advance rent may help an owner or property manager feel more comfortable accepting your application without verifiable income.
0 votes
Will Nabhan, Agent, Las Vegas, NV
Tue Sep 11, 2012
Probably not since the purpose of income verification is to make sure you can pay the rent.
0 votes
My NC Homes…, Agent, Chapel Hill, NC
Tue Sep 11, 2012
Not typically. If you think about it what good would income verification be to the owner after a tenant had already taken possession?
0 votes
Myra Gouger, Agent, Las Vegas, NV
Tue Sep 11, 2012
Not usually. Most ownewrs won't rent to you w/o knowing if you can pay the monthly rent.
0 votes
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