tomfarley88, Home Buyer in Scituate, MA

What is the flood insurance situation in Scituate?

Asked by tomfarley88, Scituate, MA Mon Jan 28, 2013

If federal flood insurance is available, then where can I find a map to see which properties are covered?

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Heath Coker, Agent, Falmouth, MA
Tue Jan 29, 2013
If it is a flood zone, you will need it if you are getting a loan - usually.
You can look up the address on the FEMA site and create your own Firmette which shows the zone for a property.
Of course, I would contact a local real estate professional to help with this answer.

If you need one, my company associates with some of the best professionals in MA.
(My company - - is the leader in South Eastern MA and Cape Cod for properties over $1mm.)
We have affiliates who know Scituate well.

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2 votes
Lisa, , New Hampshire
Thu May 16, 2013
242 Central Avenue in Humarock, ma the flood insurance is $6500 a year. Many many claims were made against the property over the past 10 years and there is no way to reduce the cost except to put the house on piles and then you lose have the sq footage.
0 votes
Jackie Bohn, Agent, Cohasset, MA
Thu Mar 7, 2013
There are areas along the water in Scituate that do not require flood insurance. Carver Ave. is an example. Though close to the water, homes do not need flood insurance to obtain a loan. It really is the responsibility of your agent and how well they do their homework. Fortunately, agents who work in and around the area are very knowledgeable of the flood areas.
0 votes
Michelle Anne…, Agent, Hanover, MA
Mon Jan 28, 2013
Hi, I would be more than happy to help you. If flood insurance is required it would be disclosed with the listing. I can look into this further for you to verify if flood insurance is required. Just because a home is close proximity to the ocean does not necessarily mean that flood insurance is required. Here is a link to my website where you can access current listings and specify your home search criteria:
Please let me know if you have any further questions and here is my direct email:
0 votes
Bill Tierney, Agent, Cohasset, MA
Mon Jan 28, 2013
There are many parts of Scituate where no flood insurance is required, and there are those areas on or near the wetlands and ocean that are prone to flooding, or are on the 100 year flood plain. If you are in the higher flood risk areas, than the bills can be spendy. If you are looking at 113 Glades as is indicated above, I would check with a local insurance fellow and see what your actual costs could be....I would be glad to provide you with such names if need be....
0 votes
Who would be a good contact on flood insurance in Scituate?
Flag Fri Mar 8, 2013
Richard Shap…, , Framingham, MA
Mon Jan 28, 2013
If your property is on or very close to the water most likely will need. You can hear the flood maps at the FEM a website
0 votes
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