They are both good towns with goods schools. One of the big questions is your commute. Where will you be working? Ramsey is closer to the city, as you know. Parsippy has good public transportation, but it is further west. Parsippany is a much bigger town
But you have a budget. I believe you will get more for your money in Parsippany.
Check out : http://www.americantowns.com/
It can be helpful in deciding.
Parsippany is in the Garden State MLS
Ramsey is in the New Jersey MLS
We are members of both, so we can help you, either way!