I know you have received plenty of information regarding the flood zone for this property. I would also recommend getting a few estimates for your hazard insurance due to the broad range of costs between companies. If you would like a few names of insurance agents who are very helpful, I will be glad to email you their information. Thanks!
Realtor, Accredited Buyer Representative
As I promised in my response yesterday, I have found that the current flood insurance premium is $285 per year. As noted by another agent, you can often assume the current owners' policy which would negate the need to get a new elevation certificate. That is not always the case, though. If you would like additional information on this property or would like to take a look at it, give me a call at 843-442-2219, or e-mail me at firstname.lastname@example.org. Please know that you can search all available Charleston area homes at my website, http://woodsflowers.com .
It looks like this home is in an AE12 zone according to the FEMA map. But to be sure we should double check with an insurer and get a cost estimate.
If you'd like me to call a insurance group we work with for those details, please give me a call. I'll be happy to follow up.
This home is 1740 square feet according to the listing, 3 bedrooms/2.5 baths and is currently listed for $262,272. It went on the market on 9/17 for $299,900 and it now appears that it may be a short sale. The Sellers Disclosure notes that it is in a flood zone but does not say how much the insurance is. I have already placed a call to find out and will provide the answer in a later posting. You may want to know that flood insurance, unlike homeowners insurance, will be the same regardless of the insurance company that you purchase it through since it is a Federal program. Feel free to contact me at 843-442-2219, at email@example.com, or visit my website, http://woodsflowers.com for additional information.
Cheryll Woods-Flowers, ABR
Keller Williams Realty