What banks finance san francisco coops? I only know of first republic bank. What others as I am looking to refinance.Thanks.

Asked by Dznysf, 94109 Sun Apr 29, 2012

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Bmuscat, Home Buyer, San Francisco, CA
Tue Mar 12, 2013
I'm in the same situation and currently with First Republic at 4.75%. While i'm happy with them, I wish there was competition and space to negotiate. I'm looking at 3.65% with $4000 in fees and a 1% prepayment penality if I sell or refi within 5 years. It goes to 3.9 without the 1% prepayment penality. I can't seem to find any other banks who handle coops either.
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Oggi Kashi, Agent, San Francisco, CA
Mon Apr 30, 2012
You might try NCB Financial Group. They used to handle co-op loans with great success - not sure if they still do them:


Best of luck,

Oggi Kashi - 415.690.3792 direct
Broker Associate, Paragon Real Estate Group CA DRE 01844627
All data from sources deemed reliable but subject to errors and omissions, and not warranted.
Web Reference:  http://www.oggikashi.com
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Gabrielle Da…, Agent, San Francisco, CA
Mon Apr 30, 2012
Very few. First Republic knows these transactions very well.

Feel free to call me at 415-200-7202.
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Astrid Lacit…, Agent, San Francisco, CA
Sun Apr 29, 2012
First Republic is your best bet. They are an excellent institution and their loan officers understand special financing.
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