Good morning, Odalys....
Based on just your income, there is no reason you cannot qualify. However, as you probably know, the loan application reviews income, debt, assets, job history, rental or mortgage history, and the home being purchased including the taxes you will pay with the mortgage.
I just did a purchase where the Twp tax was 80 a month, county tax 90 a month, and the school tax 450 a MONTH. WOW. The home was 300K purchase price. Almost half the base mortgage payment.
In terms of hating the banks, technically defined, everyone that is licensed to lend money for homes is a mortgage banker. Hard to get away from the banks unless you have a rich uncle or good friend willing to lend you the money privately.
I hope these comments help you in your decision. Jim