Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Home Buying in Gastonia : Real Estate Advice

  • All95
  • Local Info7
  • Home Buying31
  • Home Selling1
  • Market Conditions5

Activity 42
Fri Sep 15, 2017
Kathy Burgreen answered:
Fri Sep 15, 2017
Kathy Burgreen answered:
According to your other posts / questions, you are looking for Rent To Own or a rental - not buying, correct? You need to learn that realtors don't get involved with Rent To Own and very few work with rentals. The commission earned is very little so it's a waste of their time. This is why nobody is calling you.

Your best method is to contact some local brokerages and ask to be connected to an agent who just got their license. New licensed agents need experience and clients, so they will work with renters.
... more
0 votes 1 answer Share Flag
Fri Sep 15, 2017
Tabatha Workman asked:
We need to know if we well qualify for rent to own first time buyers I've had identity fraud and I have Lexington Law and credit fix working and already wroteoff some things on my credit…
0 votes 0 Answers Share Flag
Sat Jan 28, 2017
Alysse Musgrave answered:
Your agent can cancel your business relationship at any time, for any reason as long as it's not discriminatory.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
... more
0 votes 1 answer Share Flag
Mon Jan 23, 2017
Alysse Musgrave answered:
You need to know NOT to do it. Rent to own is a bad, bad idea for a buyer. Wait until you can qualify for a traditional mortgage before you try to buy a home.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
... more
0 votes 1 answer Share Flag
Thu May 19, 2016
USMortgageRanger answered:
The very first thing that you need to do is to find a Lender to work with to determine how much home you can purchase with your current mortgage and without it. This will give you the opportunity to decide of how and when to dispose of the current home. I would be delighted to provide you with some mortgage options, (this does not require us pulling your credit) that will allow you to make the best decision for your family. I can be contacted via my profile information for a no obligation consultation. My Office hours are 08:00 AM-08:00 PM Mon-Fri and Fri and Sat 08:00 AM-06:00 PM CST.

Lowell Sterling
Mortgage Banker
NMLS 968898
Wells Fargo Bank
Plano TX
Phone (469) 347-3572
... more
0 votes 2 answers Share Flag
Sat May 14, 2016
Songbuddha answered:
We are sill in PA, preparing our Trailer to sell. We DO own it, but not the land. We pay $250.00 for the rent of the land this is on. Nice people.
0 votes 1 answer Share Flag
Sun Mar 27, 2016
Denise Craig Williams asked:
Sun Mar 29, 2015
rmm2cool answered:
Do you have to get a certificate of occupancy in North Carolina to sell a home?
0 votes 6 answers Share Flag
Wed May 28, 2014
Annette Lawrence answered:
If priced 10% below market value, you should offer $40,000
If priced at market value, you should offer $39,900.
If price above market value, you hould offer $Market Value.

What is Market Value?
What a willing seller and able buyer agree upon.
As others have suggested, condition, motivation, terms, are all components of 'market value' to the buyer and the seller. It is highly likely all purchases at this price point will be cash. This is important to understand should you elect to believe 'cash is king' and attempt a low ball offer.

Such a property in my area means it's a knock down. The value becomes related to my future intention for that piece of real estate.
... more
0 votes 4 answers Share Flag
Fri Apr 4, 2014
RonS answered:
Anything is possible. It's not the source of income that matters. It's the expected continuance. Any legal source of income can be used as long as you can document a history of receiving it and there is a reasonable expectation that it will continue.

As an example:

Unemployment is not typically used as an income source for qualifying for a home purchase as the borrower doesn't typically have a history of receiving it and there isn't typically, the expectation that it will continue for 24-36 months.

Child support and/or alimony can be used if you can document source, history and continuance.

Receivables income can be used if you claim it on your tax returns and there is a documentable trail available to show it will continue for two to three years.

Trust income can be used, again, if you claim the income and can show it will continue.

Disability, retirement, pension and other similar types of income can be used if you can document the source and probability of continuance.

Hope that helps.
... more
1 vote 1 answer Share Flag
Sun Mar 30, 2014
Shannon Darby asked:
Sun Mar 2, 2014
Brandy Mercer answered:
Hi Melissa!
I have a great loan officer that helps my clients get pre-qualified to buy a home. It is a local hometown bank and very easy to work with!

Feel free to give me a call or send me an email, and I can give you her contact info.

Brandy Mercer
Blair Realty, LLC
brandymercer@me.com
704-718-9858
... more
0 votes 10 answers Share Flag
Sun Mar 2, 2014
Brandy Mercer answered:
Do you have an address? I would be happy to help you find out for sure!

Brandy Mercer
Blair Realty, LLC
0 votes 2 answers Share Flag
Wed Jul 17, 2013
Daniel Fisher answered:
Good afternoon, Reeverwhite:
You may want to read the Trulia Real Estate blog: I have bad credit and no savings. Can I get a home or am I stuck renting? If you meet the criteria there, you may be able to get a loan. You need to be 3 years past a foreclosure to consider buying again. You should find a HUD registered housing counselor http://portal.hud.gov/hudportal/HUD?src=/i_want_to/talk_to_a_housing_counselor in your area and start the process of establishing and rebuilding credit and saving up a down payment. Strategic efforts over time will help you establish the kind of financial profile that will make you a good credit risk for a lender. If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click. ... more
2 votes 1 answer Share Flag
Mon Apr 1, 2013
Daniel Fisher answered:
Good evening, Andy:
I can show you the home you want to see. Please contact through profile. If you have a full time agent with a Masters degree in Planning with Finance and over two decades of experience, working for you, you will likely do better in negotiations. I'd be pleased to provide that service. If you appreciate this answer, please give it a thumbs up, or if this was the most helpful answer, please say thanks with a best answer click. ... more
0 votes 3 answers Share Flag
Wed Jan 9, 2013
Daniel Fisher answered:
Good evening, Mike.
Trulia syndicates properties from the MLS, so you need to get listed there first. You might try a flat fee limited service listing. Where is your co-op? If you appreciate an answer, please give thumbs up. For the most helpful answer, please say thanks with a best answer click. ... more
0 votes 2 answers Share Flag
1 2 3
Search Advice
Search

Followers

132