I would recommend requesting a sit down meeting with your agent and the Broker in Charge of the office where they work. You should be prepared to calmly tell them why you're unhappy and tell them you wish to terminate your buyer broker agreement . You need to allow them to respond and perhaps give your agent the opportunity to try to make you happy or for the company to assign another agent to you if you're simply unwilling to continue with your current agent. You may even wish considering offering to give your agent a couple of hundred dollars for the time they've invested in working with you so far.
If they refuse to work with you then I would tell them in no uncertain terms that you are officially terminating your agreement (have a written notice that you've dated and signed ready to hand them) and that should they insist on not honoring your termination notification that you will immediately contact the NC State Real Estate Commission and file a formal complaint. Simply Google NC State Real Estate Commission and you will get all the information you need.
I've been a full time Broker for over twenty years, and know that there are at least two sides to every story and perhaps there's some shared blame for your dissatisfaction.
I know that I never do Buyer Broker Agreements for more than two weeks as I see no reason to trap anyone into working with me, my clients are either satisfied and happy to renew or they (or I ) can terminate the relationship in short order.
I've attached a link below on how to find a great buyer broker regardless of where you live. I hope you find it of value and wish you all the best and happy house hunting.... more
there is no specific credit requirement for a first-time buyer applying for a type of loan that is available to everyone. for example, a 640 is currently required for all buyers looking for an FHA loan.
however, there can be a specfic requirement for a first-time buyer looking for a type of loan available only to first time buyers. for example, CRA (community reinvestment act) loans are for first time buyers only and generally have specific credit score requirements. you are also often required to attend a home buyer seminar by any bank offering you a 1st time buyer type of loan... more
There is alot of different propgrams in which different banks offer, like 3.5% down with an FHA asissted loan mortgage, no money down through USDA and possilble closing asisstance from many loan companies.... more