Gardner : Real Estate Advice

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Kathy Lewis,  in Valdosta, GA
Kathy Lewis answered:
I'm a first time homebuyer, if i have a co-signer with the best credit score do i still have to put money down?
USDA are great for 100% financing, but do not permit any non occupying co-signers. They have to live in the home.

USDA Mortgage Hub
100% USDA Rural Housing Loans
Serving all 50 s ... more
0 votes Share Flag Tue Nov 10, 2015 Financing in 66030
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Husband has credit score of 646, mine is 601. Want to get a fha loan.Can we qualify for an fha loan? We do have 3.5% down. Help.
It seems that your scores in your range should work. Lenders like myself can go as low as 580 when it comes to credit scores. Of course, your other finances will need to be in place as ... more
0 votes Share Flag Tue May 13, 2014 Home Buying in Gardner
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
need legal advise on HOA dropping all ins on townhome units in Gardner Ks.
When it comes to any legal advice, it's always best to consult with an attorney; don't simply rely on online information...
0 votes Share Flag Wed Apr 9, 2014 Home Buying in Gardner
Andrea Gomez, Real Estate Pro in San Antonio, TX
Andrea Gomez answered:
my husband has a credit score of 623 we will have a bankruptcy that will be finalized for 2 years in november
Yes you can get approved with a 600! You probably don't need to get your scores up anymore. There are a few Lenders that can do a 600 mid score home loan. They just aren't always easy t ... more
0 votes Share Flag Fri Aug 16, 2013 Home Buying in Gardner
Isaac Murphy, Real Estate Pro in Town of Johnson, VT
Isaac Murphy answered:
I went through a Chapter 7 Bankruptcy that was discharged one year ago. I have enough money to put 50% down. Can I get a mortgage anywhere?
I have a few lenders that would be able to work with you provided a few others metrics are met. Please call/text 913-390-3894 or e-mail and I would be happy to ... more
0 votes Share Flag Wed Jun 19, 2013 Financing in Gardner
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
is this pet friendly?
You can contact the listing agent who will be able to help you learn more about that specific property (and probably will know a lot about similar properties in the area). To find an ag ... more
0 votes Share Flag Tue Apr 23, 2013 Rentals in Gardner
Joyce O'Conn…, Real Estate Pro in Gardner, KS
Joyce O'Connor answered:
is this a fourplex?
An 8 plex. Backs up to i35.
0 votes Share Flag Fri Apr 12, 2013 Rentals in Gardner
Karen Barber, Real Estate Pro in Olathe, KS
Karen Barber answered:
How do I change the contact information of the property at 705 S Evergreen St, Gardner, KS? I am the property manager and it is listed under a
If you didn't input the information I'm sure you can't alter it either. Probably need to ask the original leasing agent to remove it so you can input again with your inf ... more
0 votes Share Flag Wed Dec 21, 2011 Rentals in Gardner
Farm Bureau…, Other/Just Looking in Gardner, KS
Farm Bureau Insurance answered:
What is the best way to negotiate with an already firm seller after the home inspection?
I would say that you should get an estimate of what the repairs will cost in writing from professionals in the area. The roof for example may not pass insurance inspections either. If ... more
0 votes Share Flag Thu Sep 16, 2010 Home Buying in Gardner
Joyce O'Conn…, Real Estate Pro in Gardner, KS
Joyce O'Connor answered:
We have an offer in on a house, and it has been approved by the sellers, but it is a short sale and we have not heard anything back from the bank...
If you used the typical Johnson County contract, it should have included a Short Sale Addendum. On that addendum it should specify a time whereby the contract may be cancelled if you d ... more
0 votes Share Flag Thu May 20, 2010 Home Buying in Gardner
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