Galt : Real Estate Advice

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Derek Jones, Real Estate Pro in Fair Oaks, CA
Derek Jones answered:
Why is,my home not selling even though prices is,lower then others with tons of upgrades in a,better neighborhood and salt water swimming pool..?
What's the average days on market for a home in your neighborhood? How is your home being marketed to buyers? What's the feedback from buyers that have looked at it?
0 votes Share Flag Thu Jul 14, 2016 Home Selling in 95632
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
my short sale completed 8/10. my current score 629. gross income is 200k- how soon can I purchase
Hello Horsefancy, you may qualify ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and minimum 660 fico score and from 25% down with a lower score.

You may qual ... more
0 votes Share Flag Thu May 12, 2016 Home Buying in 95632
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
Buying a home after a Short sale
Hello Rosemarypizza, yes you may qualify ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and minimum 660 fico score and from 25% down with a lower score.

You m ... more
0 votes Share Flag Thu May 12, 2016 Home Buying in Galt
Kimberly Fite, Home Buyer in New York, NY
Kimberly Fite asked:
what is the closet sheriffs station?
0 votes Share Flag Sun Jul 19, 2015 Home Buying in Galt
RonS, Other/Just Looking in Concord, CA
RonS answered:
My interest only loan matures in 6 months. I can't afford to refinance. What are my options?
Is there equity? THE FDIC came out with guidance they want the lenders to work on with borrowers that have maturing or ballooning HELOCs. If you have equity, sell it. Obviously you can' ... more
0 votes Share Flag Mon Feb 2, 2015 Foreclosure in Galt
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
My landlord moved onto the property I rent from her in a tent without asking myself and 2 other tenants if we were ok with that.Can she?
That's a first for me!

Is the home you rent situated on many acres, or is this tent within a few feet of the house or in the backyard?

My initial response would be to say, no, she ... more
0 votes Share Flag Wed Oct 8, 2014 Rentals in 95632
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller answered:
I want to buy the house I live in from my parents for what is due on the note, and then sell the house in the next year.
Hi Airman Scott,

I was just discussing this scenario with another Veteran yesterday.

As a disabled Veteran, you will not have to pay any of the VA funding fees.
There is also a b ... more
0 votes Share Flag Thu Jan 9, 2014 Home Buying in Galt
JCL Mortgage, Real Estate Pro in Sacramento, CA
JCL Mortgage answered:
When does a short sale negotiator get paid? Does the negotiator get paid even if the bank refuses the offer? The listing agent wants the buyer to pay
I don't' think anyone gets paid until the transaction is complited.
0 votes Share Flag Mon Aug 26, 2013 Home Buying in 95632
John Arendsen, Real Estate Pro in Leucadia, CA
John Arendsen answered:
Lending on 1978 Mobile Home in Senior Park under 40k
If it's a rent/lease community you will have to find a chattel (personal property) lender that would be willing to lend on a MH that old. If you did find a lender you would be looking a ... more
0 votes Share Flag Sat Feb 16, 2013 Financing in Galt
Ernest  Math…, Real Estate Pro in Wilton, CA
Ernest Mathews answered:
My parents live out in the country in the Herald area. They have a very nice 2600 square ft. home located on 5 acres and surrounded by similar homes.
Things are inproving in the country You need a agent that knows the area I have live out here for 25 years and this is also were my office is call and we can talk
Ernest Mathews
Wilt ... more
0 votes Share Flag Thu Dec 6, 2012 Market Conditions in 95632
Jacob Varghe…, Other/Just Looking in San Jose, CA
Jacob Varghese answered:
Do you lend in sacramento, ca?
Yes Kinderlynn - Sacremento and any place in CA for that matter.

NMLS 327086
0 votes Share Flag Fri Nov 16, 2012 Financing in 95632
April Cooke, Real Estate Pro in ELK GROVE, CA
April Cooke answered:
Can I refinance if my loan is about 100k under?
Your mistake was going to your bank, it is very hard to qualify for loans or refis with the larger banks right now. You want to get qualified with a Mortgage Banker, they are Direct Len ... more
0 votes Share Flag Tue Oct 30, 2012 Financing in 95632
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Rent/REnt to Own<need a move -in ready 3 bdrm /2 bath-no pool,
Hi there-

Check out some options on Trulia:,CA/SINGLE-FAMILY_HOME_type/#for_rent/Galt,CA/3p_beds/2p_baths/SINGLE-FAMILY_HOME_type

Good luck,
... more
0 votes Share Flag Sun Oct 28, 2012 Rentals in Lake Canyon Estates
Rene' De Bla…,  in San Diego, CA
Rene' De Blanco, MBA answered:
Can the buyer of a foreclosure become responsible for any debts that the previous homeowner had? i.e., seconds taken out on the home
The buyer's lender will want to have all liens against the property cleared. Frankly, no lender is going to extend a loan on a house with a lien (secured or unsecured) on title. Furth ... more
0 votes Share Flag Tue Apr 10, 2012 Foreclosure in 95632
My NC Homes…, Real Estate Pro in Chapel Hill, NC
My NC Homes Team answered:
With this economy I am considering investing in real estate to use as rentals for income.It seems to be the best place to invest long term.Is it?
I'd suggest you proceed slowly and with reasonable expectations. I'd also look around for a very experienced by broker who works with investors and can offer you guidance. I've attached ... more
0 votes Share Flag Thu Oct 13, 2011 Home Buying in 95632
Bud Zeller, Real Estate Pro in Folsom, CA
Bud Zeller answered:
Interview at least 3 contractors for experience in the area of the home. Check references an the state contractors board to make sure they have the appropriate licenses, etc!
0 votes Share Flag Tue Nov 30, 2010 Remodel & Renovate in 95632
T Zamora, Other/Just Looking in Denver, CO
T Zamora answered:
can i get some feeback on this property, 1149 W Hill Ct Galt, CA 95632-3741, area, comps, anything i should be aware in the Galt area.?
Hi Pauline, this home is located in the desirable east side of Galt. The home prices are going a little less than what you see in Elk Grove. Galt is a quiet small community that is a ... more
0 votes Share Flag Thu Feb 11, 2010 Home Buying in Galt
Anna Boyd, R…, Real Estate Pro in El Dorado Hills, CA
Anna Boyd, Re/Max answered:
are horses allowed for personal use on simko ranch lane, galt, ca 95632?
There are CCR's for this area. I checked all prior listings and no one answered the question regarding horses. We can answer Yes, No or don't answer at all - and none were a ... more
0 votes Share Flag Sun Dec 20, 2009 In My Neighborhood in Galt
Daniel,  in Baton Rouge, LA
Daniel answered:
Self Employed Under 2 years with 790 credit score...options???
either you make the money necessary to buy a home or you dont

dont write down so much and qualify
0 votes Share Flag Sat Jan 24, 2009 Home Buying in Galt
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