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Home Buying in Galena : Real Estate Advice

  • All31
  • Local Info1
  • Home Buying7
  • Home Selling3
  • Market Conditions2

Activity 9
Sun Jun 15, 2014
kokomuncie answered:
Hi Raj,

Don't know if you've already bought a house, but we have a FSBO in the low 100's. It is a 4 bed/2 bath and comfortably sleeps 10. Does need updating.

Let me know if you are interested,
Cindy 630-484-1231
... more
0 votes 3 answers Share Flag
Tue Feb 12, 2013
lgoeins answered:
The advantage would have to 1.) it's renewable 2.) it is a comparatively less pollution gathering energy
The disadvantage would have to be that t provides less energy per unit than materials like coal ... more
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Fri Dec 28, 2012
Debbie Wolcott answered:
Because IL property taxes are quite high. I'd buy this house if it wasn't for 11,000.00 in property taxes. I use to live in the area and we were transferred to OK. Now, at retirement I'd like to go back. Price of the house is fair it is the property taxes that keep me from it. Still thinking though, got to admit that area is beautiful. ... more
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Tue Dec 18, 2012
Edith Karoline Jasser answered:
I am one of the Realtors encouraging Buyers to be careful.....
I know that home prices are low and interest rates are low, so in general a good time to buy property.

But I always always advise my client buyers to sit down with a reputable lender to explore what their
options are, i.e. what kind of loan, for how much borrowed money, then to consider their closing costs
or how to get them paid by the Seller, and then look at their monthly expenditure when owning the home

monthly loan payment
taxes per month
insurance per month
electric bill
gas bill
water bill
repairs money put aside every month for repairs new water heater, new A/C etc.

Then deduct your other monthly expenses like food, car insurance repair and gas
clothing and entertainment (like cable, movies etc.)
and cell phones

Is there anything left or do you not have enough money at the end of each month?

Furthermore what happens if for bad luck you lose your job, do you have a reserve of
money that can carry you through a few months until you find another job?

Just be careful before jumping into it, make sure a good Realtor and Lender will put
honest and straightforward numbers in front of you, and then take some time to think
about it.

Sometimes waiting a little like a year and save some money, is a smart move.

Let me know if you need a Galena area lender and Realtor to start discussing it.

Good luck to you.

Hope this helps...

Most Sincerely yours,
Edith YourRealtor4Life and your Chicago and Northern Illinois
and RElocation Expert
Working always in the very BEST interest of her clients
at @Properties North Shore
Edith speaks French, German, Spanish & more
Get to know Edith and her Service her website is
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Wed Jun 13, 2012
Marco Gomez & The Reach Team answered:
Your best bet is to ask each loan officer how many VA loans each has closed and ask for references from past borrowers. The biggest reason for doing this is that you want to make sure the Loan officer is extremely familiar with the VA process. ... more
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Tue May 22, 2012
Ray Oczak answered:
Real estate values in the Galena Territory will begin to appreciate as fast and if not faster than the residential properties in the Midwest. There are 16 million people living within 150 miles of Eagle Ridge. Within a 2.5 hour drive, can you name a golf course or resort community with more amenities or attractions? Invest and enjoy the following attractions:

1) 63 Holes of Championship Golf
2) Lake Galena - Stocked with fish yearly
3) Shenandoah Riding Stables
4) $6 GTA million pool & fitness center
4) Chestnut Mountain Ski Resort
5) Downtown Historical Galena
6) Dubuque Gambling - 2 Casinos within 25 minutes
7) Boating on the Mississippi River - 20 minutes away
8) Beautiful Rolling Hills & Woods - Unique for Illinois
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Tue Jan 24, 2012
Gene Mundt answered:
Robby: Can you provide a bit more information on your needs? What kind of home are you looking for ... rooms? Size? Amenities? In town ... or would you drive a distance?? That might help in your search ...
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0 votes 1 answer Share Flag
Thu Jul 17, 2008
Dianne Williams answered:
Hire a realtor to do a comparative market anylasis. They should be able to help you with the price differences on the tow you mentioned. If you do not know a realtor I can contact my relocation dept and have them recommend one or more. Let me know
Dianne Williams, GRI
Century 21 United
... more
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