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Gainesville : Real Estate Advice

  • All62
  • Local Info6
  • Home Buying29
  • Home Selling3
  • Market Conditions2

Activity 86
Thu Jun 15, 2017
Isaiah Y. answered:
I do know that Home Loans For All has some relationships or partnerships with FSBO and Rent-to-Own property companies. You might want to talk with them and see where they can direct you to. I'll include a link to them. ... more
1 vote 11 answers Share Flag
Mon Jun 12, 2017
DAdams asked:
Do any realtors represent renters? I've contacted a few offices but have not heard a response. Minimum- 3 bedrooms, 2 bath, neighborhood pool,
0 votes 0 Answers Share Flag
Wed Sep 28, 2016
Don answered:
Hi Terri,

Most builder contracts are heavily in favor of the builder. There are certain things that can be written in to better protect your interests. I'd be happy to help if you're still needing assistance.


Don Winland

Associate Broker, Realtor
Network Realty Group
Tel: (703) 328-5956
... more
0 votes 2 answers Share Flag
Wed Dec 2, 2015
Dan Tabit answered:

Rent to owns are rare and even more rarely are they a good deal for the renter/buyer. The vast majority of rent to own renter/buyer's never end up buying the house. They are a great deal for the landlord/Seller as they get to collect large up front deposits and over market rent only to do it all over again in the same house. I consider it basically immoral and predatory in most cases.

Resolving credit issues isn't rocket science and a local mortgage lender can and often do assist buyers with this. Many things you can do yourself, others the lender can direct or assist you with.

Most people in this position are far better off renting the least expensive place they can stand to live in and save up some down payment, get on a budget and fix their credit. Once you are qualified, you can select any listed property in your price range and you've fixed the issues that hurt your credit.
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0 votes 1 answer Share Flag
Tue Dec 1, 2015
Garberem answered:
Other Activities For Children
The Arts Fusion Place
Coming to Gainesville January 2016
Limited Spaces.204
0 votes 2 answers Share Flag
Thu Sep 24, 2015
Rita Oliva answered:
Hi Gloriana,

Your first step will be to talk to a loan officer since there are several other factors that will influence whether or not you qualify for a loan. The loan officer can help you to review your credit report to determine if there is anything you might be able to do in the short term to increase your score. I agree with Amelia below that you should start with your bank and local lenders. Please let me know if you'd like a recommendation.

Good luck!
Rita Oliva, Realtor
Samson Properties
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0 votes 3 answers Share Flag
Thu Sep 10, 2015
Dan Tabit answered:
I do, the program has a lot of details to pay attention to, so find a local lender who does them regularly. The homes must be in designated rural areas as they determine them. You as a buyer must make enough to qualify for the mortgage, but not too much. You can go to their site, linked below for more information. ... more
0 votes 1 answer Share Flag
Wed Apr 22, 2015
garypuntman answered:
My parents have been on the search for new living room furniture for a while. They are wondering where people get great furniture from as well! My mom is looking for something specific and is even thinking about having her current furniture reupholstered instead of spending a lot of money getting new furniture. Maybe you could consider doing this as well. ... more
0 votes 4 answers Share Flag
Mon Apr 6, 2015
Ernie Behrle answered:
I believe Trulia does overnight updates based off your multiple listing service. The old listing "should" go away all together and be replaced with yours. If it doesn't, call their customer service number. The contact button is at the bottom right hand corner of every page. ... more
0 votes 1 answer Share Flag
Tue Feb 10, 2015
Gloriana Ferran-Ramirez asked:
Anyone has experience with this type of program?
0 votes 0 Answers Share Flag
Sun Feb 1, 2015
Belinda Jacobson-Loehle answered:
If you are trying to compare the quality of construction amongst new home builders I recommend that you gather the "Standard Features" list from each builder and make a comparison. Know what materials each builder is using, what warranties are being provided, and if you are allowed to substitute or upgrade materials to customize your home. When you take the time to conduct this exercise you will know what you are buying and what qualify of home you can expect and you should be more satisfied with the end result. Good Luck! ... more
0 votes 4 answers Share Flag
Mon Jan 19, 2015
Jessica Chambers Brennan asked:
I really want a SFH, but our budget at this time only allows a Condo. Should we keep renting in an area we don't love, saving when we can (even though our rent is high) to get the house…
0 votes 0 Answers Share Flag
Thu Jul 17, 2014
Sharon Johnson answered:
Thu Jul 17, 2014
Chris Ann Cleland answered:
The list of upcoming auctions is listed in the paper. To deal directly with the bank you'll need a hefty amount of money to go to the courthouse steps and do the sale that way. That's where you can get the "deals." Unfortunately, you really don't know what you are buying in terms of condition or possible title defects (unless you've done your homework) and you need a lot of cash. It's a lot of risk, hence the reason for the lower price. Of course, banks don't sell the homes unless they meet a certain reserve price. Otherwise the banks list them. And since we are in an appreciating market, there really aren't many deals left.

Once REOs hit the market with a Listing Agent the bank has agreed to a commission and whether or not you have an agent representing you, they are paying that amount.
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0 votes 8 answers Share Flag
Mon Jun 30, 2014
Giorgio Danso answered:
As the previous agents have stated, your best option to determine a good offer price is to have your agent do a CMA. If there aren't enough comps close to the subject property, the agent may have to expand the search radius a little in order to find some more homes. I highly recommend not using Zillow estimates to determine home prices. In my experience, their information can be very inaccurate.

Good Luck.
... more
0 votes 5 answers Share Flag
Fri Jun 13, 2014
Ash Hanna answered:
Thu May 15, 2014
Diana Hellman answered:
There is not much difference in the ages of the homes. Choose the one you like as I assume they both share equally good locations? Once you have an accepted offer, you will have a home inspection so you may gain further insights at that time as to the condition of the home you choose. If you are happy with the inspection, you can move forward. ... more
0 votes 7 answers Share Flag
Thu May 15, 2014
Marilyn Cunningham answered:
Cinammon Girl

Fannie Mae can not lower the sales price it will only tell you what price it will guarantee. Look to your contract. What does it say? The FHA Addendum has an appraisal clause that will control. Was that attached to your contract? Ask your agent. Good Luck ... more
0 votes 6 answers Share Flag
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