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Home Buying in Gadsden : Real Estate Advice

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  • Local Info1
  • Home Buying10
  • Home Selling6
  • Market Conditions3

Activity 13
Sat Apr 16, 2016
2realmom answered:
Have you considered owner financing your home to have more income for the new property your trying to acquire? The down payment could be your down payment for your new place. Good luck. ... more
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Thu Jun 26, 2014
Jared & Jamie Williamson answered:
Our house is for sale by owner- large inground pool and lots of upgrades inside the home. My number is 256-312-1611 if you'd like more info. The address is 325 Michael Street, Gadsden 35901. It is listed for sale on Trulia and there is a more detailed listing with pictures included on Zillow. You can search by the address to find it. ... more
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Tue Jun 10, 2014
Brandon Stevens answered:
Mon May 19, 2014
missmyssee answered:
1402 Green Valley Road. All hardwood that is over 100 yrs old and Tile in rest of house. Completely renovated. Everything new and custom. Appraised for $100+K in 2012 listed for $92,500. Pictures do not do it justice! Great neighbors! Come check it out! Call Susie Weems. ... more
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Tue Mar 18, 2014
Christy Alred answered:
Hey, my name is Christy Alred with Vintage Properties. I was just checking to see if you found an agent to work with. If not I would love to help you find a home. My cell is 256-478-0000 ... more
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Tue Apr 2, 2013
Debra Mccoy answered:
I have a brick home w/2719 sq ft., in Hokes Bluff with 11.5 acres. This home is 3 bedrooms, 2.5 baths, laundry, great room that includes living room, kitchen, breakfast area, dining room, . All new flooring: tile, carpet, wood. LR has gas log FP & built-ins, dining room has huge bay window w/ storage underneath, kitchen has SS appliances and huge pantry. BRs all have walk-in closets, plus home has 3 large hallway closets: tons of storage. Outside is carport, nice front porch, outbuilding with drive thru, workshop area, storage room, and green house room. Nice level yard w/ fruit and nut trees, garden area and 11.5 acres. Very comfortable home. ... more
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Thu Jul 5, 2012
Tina asked:
Brick, 3 BR 2-2 1/2 Bath
0 votes 0 Answers Share Flag
Fri Jun 8, 2012
Robert Mcmurry answered:
I tract the monthly sales numbers/trends or market activity locally for Etowah and Cherokee Counties of Alabama and have done so now for over a decade to ACRE (The Center For Real Estate) at the Culverhouse School of Business at the University of Alabama in Tuscalooa (who in turn reports to the national scene) Our MLS computer also does so compiling the same figures, however it's numbers are at times incorrect because we often find in those figures where one of the other offices has forgotten to report something and plug in a sale one of their agent's sold the quarter or year prior to the period we are working with. By including those in the sales figures it appears we had a "boom" in sales that month, when we actually didn't! All of those reports and links are available both on our website: "http://.www.realtyplus-gadsden. com" over "Home Values" and at http://acre.cba.ua.edu/
But to go back to your question, ACRE does have us tract or report the type financing which was involved in the sale. Therefore, as having been licensed as a full-time Alabama Real Estate broker since 1985, I have to speak to your question from experience. The Rainbow City area, as is found in almost every area locally or nationally, a cash offer supersedes other offers no matter what type market there is buyer or seller; because:
1. The seller knows there is most likely not an appraisal and
2. The buyer does not have to go through the mortgage qualification process (which has gotten a great deal more difficult and timely due to the housing crises).
In short; CASH TALKS!
... more
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Thu Jun 7, 2012
Ron Thomas answered:
Being as how we are in Alabama, Dan's home State,
we are probably talking a fairly low average selling price:
And if we are looking at a $10,000 difference in the price;
that would mean a difference in commission of about $150!

There is a very old maxim that for there to be a good sale; the Buyer would have been willing to pay more, and the Seller would have been willing to sell for less.
This creates a situation of trust and respect.
... more
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Thu Jun 7, 2012
answered:
Mr. Cheng gave you some great info, and I suggest strongly seeking an attorney that specializes in Real Estate transactions to help you further. Remember, most of these types of transactions favor the seller, as you can now see by the fact the seller is not trying to find you, the buyer is trying to find you so they can be made whole again and not "lose" any of their monies.

Best wishes, Jim
... more
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Tue Mar 20, 2012
answered:
At Prospect Mortgage, we do offer an FHA 580-639 FICO mortgage. You can submit a Pre-Qualificaiton request online at www.rodneymason.com. FHA mortgages require a 3.5% down payment.


Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
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Fri Apr 1, 2011
Jan Bowman answered:
Your credit score is very important in seeking a loan. IF you work with a local lender, and if you have a unique reason that your score is low you may find some one to help you, especially if you have some money to put down on the home. Keep in mind not all lenders have the same criteria, so shop around. Then if you find your credit score is too low, you can effect the score by actively working out the issues, this will require focus and it can be raised with in a few months with some effort on your part. The link below has a good discussion of things you can do. BEWARE OF COMPANIES THAT SAY THEY CAN RAISE YOUR CREDIT SCORE. Some are legitimate, many are not. Most of the work you can do yourself. Good luck! ... more
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