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Home Buying in Fruit Cove : Real Estate Advice

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  • Local Info1
  • Home Buying1
  • Home Selling0
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Activity 18
Tue Jun 20, 2017
Kathy Burgreen answered:
You will need a realtor to email you listings with in ground pools. You need to understand that realtors who control the MLS systems do not send all the information to websites like Zillow, Trulia, etc. The MLS systems have far more search filters than websites do. The reason for this is realtors want buyers like you to call them for the missing information. Examples of "missing / hidden" information: in ground pools; HOA fees; property taxes in non disclosure states; whether pets are allowed in rentals; etc. ... more
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Tue Jan 24, 2017
Caribbean.jibaro asked:
I am NACA approved for house shopping and looking for someone who works this area.
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Fri Apr 1, 2016
Richard.boris asked:
Assuming a buyer wants a pool, how much value is typically added to a house with a pool compared to identical house without a pool in same neighborhood?
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Fri Apr 1, 2016
Richard.boris asked:
How much value on avg does being on a conservation lot add compared to identical home on same size non-conservation lot? Assume $500K range home.
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Thu Feb 11, 2016
Mary Peacock answered:
Check out a company Named Angel Oak (they also have an office in ponte vedra). I have had a great experience with them. They just helped me save a deal for my client that was 2 years out of a shortsale. They make decisions based on the remainder of your profile and the underwriter has discretion. They also do standard FHA and Conventional Financing. You are correct FHA does have a 2 year minimum for FHA but the big banks (IE BOA and Wells) have overlays to further protect their lending profile.

I understand your situation and will be happy to help you get connected with my point of contact at Angel Oak. Just email or call me. Also, if you are in need of a realtor I will be happy to assist you as well.

From FHA's guidelines:
"As mentioned above, all borrowers must wait least two years after the discharge date of a Chapter 7 Bankruptcy. The discharge date should not be confused with the date bankruptcy was filed. "
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Mon Feb 8, 2016
Yes. 2 years is the minimum waiting period for FHA. That's not to say you will automatically qualify - you need to have kept your nose clean since the bankruptcy and re-established some lines of credit for at least a year or tow.

Feel free to message me with your contact information and question and we can talk!
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Mon Nov 9, 2015
Usda Mortgage Source answered:
Everything you need to know is located in the provided web reference link below. Please call us with questions.

USDA Mortgage Source
Florida USDA Loans, 7 days a week
Ph: 904-302-6060
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Thu Sep 25, 2014
Maria Raymer answered:
Follow this link for HOA information.
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Mon Jul 14, 2014
Kerry Herbstritt & Heather Dumadag answered:
Tue Aug 20, 2013
Terri Randall answered:
Good afternoon,

I have just closed loan with a lender that will work with someone after a short sale and within a year. The transaction was smooth and no issues came up.

My name is Terri Randall and I am a Realtor with Keller Williams Realty in Jacksonville. I also live in the 32259 zip code.

Please feel free to give me a call at 904-708-4480 and we can discuss further. There are certain guideline requirements that we can discuss when you call.

I look forward to hearing from you. Thank you

Terri Randall, Realtor
Keller Williams Realty Jacksonville
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Thu Jun 6, 2013
J.D. "Dan" & Carol Weisenburger answered:
CDD stands for Community Development District, a special taxing district. CDD's are an additional TAX included in your annual tax bill and are usually paid as part of your monthly house payment along with your property tax. They are used to pay for special amenities like a pool or clubhouse. Association Fees pay for common area maintenance like the exterior of the building and roof as well as keeping the common grounds looking good.

J.D."Dan" Weisenburger
I On Real Estate & Investments
(904) 553-0079
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Fri Oct 1, 2010
Tom Stanko answered:
Good morning,

Good average priced builder. I have sold and bought a number of their homes and presently have a used Merecedes home listed for sale.

It is a 3/2 pool home listed for $180,000 and can be seen on my web site at

Call or e-mail me if you would like to see this or other new or used Mercedes homes.
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Thu Sep 23, 2010
Dg asked:
I would like to see if there are "house sitting" opportunities while I look to buy in Ft Myers, FL..3-6mos; Professional moving down to Ft Myers 10/04/2010
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Tue Oct 20, 2009
Mike King answered:
Actually, Flowers, I believe you are referring to Providence Builders and Ryland Builders, more than likely building in the Durbin Crossing neighborhood. I actually live in there and would love to help answer your questions about Providence and Ryland as well as any others, if you would like. Drop me an email or give me a call at your earliest convenience.

Mike King
Watson Realty Corp
12710 San Jose Blvd
Jacksonville, FL 32223
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Tue Aug 4, 2009
Joe Romano answered:

While your question is almost a year old, I beleive the answer is the same. What are compartive properties selling for and what is the developer willing to accept. The later is probably more the case in these times.

That is where the expertise of a qualified Realtor really pays off. If you are still in the market I would be happy to help you through this process.

I welcome your call. 540-6612 or email me at for assistance.


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Mon Aug 25, 2008
Cathy Sloan answered:

As a Buyer's Agent I would first do my home work to determine what the original asking price for the home or property was in the beginning. The home or property may or may not have been reduced several times within the year. This will help determine builder motivation. I would also do a market analysis to determine the current market value range for comparable homes or property in the area. I would also determine if the development is in an area of comparable communities. If the current asking price is in line with the market value of the property, I would determine what the areas average selling price is in relation to the list price and adjust my offer accordingly. If the current list price is above what the CMA suggest I would also adjust my offer accordingly. I also research and know all the incentives and discounts offered by the developer's competition.

The success of taking advantage of a really good deal is to know the market and present an offer that is backed by factual data. The developer knows its competition and can recognize a buyer who is serious and knows the facts or a buyer who is fishing and wishing.

Today many buyers are making offers that have no basis or merritt. If you do your homework and know what is truly a great price for the property or home, you won't let a great deal pass you by. Too many buyers are making offers based upon some percentage they have in their mind. (Fishing and wishing) It doesn't matter if the home is already priced 10% or more below market value buyers still fish and wish. Buyer's are making offers that are 5 to 25% below the asking price and are insulted when the seller doesn't accept and go away empty handed.

Some seller's counter with an offer that would equal and ADDITIONAL 5% to 10% below the current market value of the home making a truly awesome deal for the buyer. Buyer's are walking away without realizing the great deal they just missed.

There are other factors in addition to price that can make the purchase a good deal.
If the property you refer to is a builder inventory home that is priced right. I may approach my offer differently. Many builders may hold a minimum price to maintain pricing integrity for home owners who live there. If the home is priced competitively, in addition to asking for a reasonable price reduction(5% or below) I would ask for incentives that would give the buyer the most bang for the buck such as:

Developer buying down the Buyer's interest rate
Developer paying all buyer/seller closing costs and prepaid items.
Developer adding upgraded appliances or a nice fridge, microwave, irrigation system, screening the lanai, adding a rear yard fence etc.

If you are knowledgeable about the property, the area market, other developers, you will know what incentives of those you asked will make this a really great deal for you.

I highly recommend you interview area Buyer's Agents who also specialize in new construction ( for builder inventory or vacant land) if you are referring to a lot or acreage. A knowledgable realtor can do all the research for you and represent your best interest.

If I can assist please contact me.
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Fri Aug 15, 2008
Bill Eckler answered:

There are areas of the country where properties values are appreciating. Since the real estate market is regional in nature, it is difficult to predict the duration of this correction.

Regardless, there is no question that this is a time to consider buying. Targeting the right home, in the right location, at the right price is Florida should bring benefits.

Good luck,
The "Eckler Team"
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