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Fresno : Real Estate Advice

  • All402
  • Local Info27
  • Home Buying153
  • Home Selling23
  • Market Conditions7

Activity 429
Sun May 15, 2016
Fresno8282 asked:
Tue May 10, 2016
Terrance.tovar asked:
These homes are part of old school Fresno - large older lots - called Old Fig Garden of Fresno. A google search will bring up the map. Homes across the street are track and small compared…
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Tue Apr 26, 2016
Mike Baker answered:
Tue Apr 26, 2016
Mike Baker asked:
Sat Apr 16, 2016
One_beachlvr answered:
Appraisers are busting deals right and left here in Texas. The problem with the difference in square footage is that they don't usually go in and measure the other houses that they are using as comps so it is not "apples to apples"; they use the listed square footage on the comps and their measured square footage on the subject property so any adjustments they make are always going to be questionable but not changeable. Additionally, they go back too far in quickly appreciating markets rather than look at other similar neighborhoods for more recent sales and that often brings down appraisal values as well. Sadly, while market value in it's simplest form is "what the market will bear", appraisers have a lot more rules and are held to a more conservative standard because at the end of the day, their job is to protect lenders from ending up with over-leveraged houses when buyers default. They are not held to any accountability in the transaction as they have no skin in the game and they are considered the expert regardless of the numbers so sadly, it's very difficult to get around a bad appraisal. If you care enough to maintain a record of these low appraisals and then go back and see what the homes actually sold for, maybe a body of evidence large enough to make a change could be collected but I doubt anyone in this industry has the time to do that! ... more
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Tue Mar 29, 2016
Bryan and Kathy Oakley answered:
Fri Mar 25, 2016
Mignonhardwick38 asked:
Mon Mar 7, 2016
Sally Grenier answered:
If you're a serious buyer, you really should consider hiring a REALTOR as your Buyer's Agent. He/she can do all the research for you and it doesn't cost you a penny! A buyer's agent can do a full market analysis on the property, and do some digging about the history of the property. It's possible it was priced too high to begin with. Or maybe it's been under contract several times, and those deals have fallen through due to financing issues, loan issues, appraisal issues, title issues, etc. Another strong possibility is that it's actually under contract or even SOLD by now since this website has TERRIBLE data.

Again, if you're serious about buying this is NOT the place to be house hunting. The best source of info is going to be the local MLS, which your agent can access.

Good luck!
... more
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Wed Feb 24, 2016
Aperez5120 asked:
My wife and I are looking to purchase a new construction home. All of the lots are sold out except for the ones where a former pond was located. They are currently filling the pond with…
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Tue Jan 26, 2016
Philip Ogbeide answered:
Yes It is Possible with diligence and good research. It helps to work with someone who knows the Area well and also knows investment properties. I will be glad to earn your business. You can reach me at 559 289-2701, philip@guarantee.com or read more about me at www.philipogbeide.com ... more
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Wed Dec 30, 2015
Ricksnow007 asked:
My listing leads people to believe that the entire house is for rent, and it isn't. The description (if people took the time to read it) says... room for rent. Communal living etc...
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Mon Nov 16, 2015
Amelia Robinette answered:
You should call the police and animal control, the jurisdiction will take care of penalizing the owner. The animals need to be removed from the home.
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Fri Oct 23, 2015
Susie Kay answered:
We are not the expert in legal matters but you can start by talking to other neighbors and the HOA.
0 votes 2 answers Share Flag
Sun Aug 9, 2015
Cindy Davis answered:
No one here can add your listing for you. You listing agent must list it. If you are not working with a listing agent, then it won't be permitted on Trulia.
0 votes 1 answer Share Flag
Thu Jul 30, 2015
Cindy Davis answered:
I would absolutely discuss this with your divorce attorney.
0 votes 2 answers Share Flag
Sat Jul 11, 2015
Simon Watson answered:
One way for sale by owners to show up on the Trulia listings is to
post it on a web site called FIZBER.COM, it will show up on Truila within 24-48 hours

Simon Watson
Keller Williams Realty-East Bay
VA Buyer Experts
(925) 286-7112
(510) 859-4773
BRE 01881304
simon@myrealtorsimon.com
... more
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Thu Jun 25, 2015
Sheryl Arndt answered:
Hello Coraaaal, yes you may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program. You may consider 3% down conventional from a minimum 620 fico score.

Your scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan program and how much you want to invest into the down payment and closing costs.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
1 vote 2 answers Share Flag
Wed Jun 17, 2015
Megan Miller answered:
580 is the minimum score for FHA Loans. Check out The Lenders Network, they referred us to our lender and we were approved after being rejected by like 5 lenders!
1 vote 62 answers Share Flag
Mon Jun 1, 2015
Sheryl Arndt answered:
Hello goodwillforall, If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed listings to fit your search criteria. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

You should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

The 2bd 1ba apartments in Chico start from $725 a month rent. The rentals in Fresno start from $600 for 2bd 1ba apartment and the 2 bd 1ba condos in Modesto start from $695 monthly rent. You may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities.

Beware of the many rental scams out there these days on all sites. The scams are on all of the rental listing sites except one that us agents/broker use such as mls, multiple listing service.

You should not give anyone any funds or personal information without confirming with a licensed agent/broker or management company to find out whom you should be dealing with and the status of any address of interest.

You will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
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