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Home Buying in Freeport : Real Estate Advice

  • All55
  • Local Info5
  • Home Buying11
  • Home Selling1
  • Market Conditions2

Activity 30
Sat Dec 17, 2016
Kathy Burgreen answered:
Whose names are on the mortgage loan? If you have not made any loan payments, has your ex paid the loan on time every month? The issue is if both names are on the loan, he will need to refinance into his name only. This removes your name from the mortgage on the current house. If he cannot refinance and have just his name on the mortgage, you will not qualify for any type of loan. You need to understand that lenders need proof of the following: What happens in the future if your ex doesn't pay the loan on time every month? You will be contacted to continue making payments even though you don't live there. This loan will be part of your debt to income ratio until your ex refinances into his name only. ... more
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Thu Jan 21, 2016
Crakrtoof asked:
the neighborhood. However, repeated searches keep warning people away from Freeport because of the schools. I'm not worried about elementary for our youngest, but we have one that…
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Mon Oct 12, 2015
Jons657 answered:
You can offer as low as you want. There is a house close to me that sold for $224,000 below asking. The asking price was around $1,000,000
0 votes 11 answers Share Flag
Wed Sep 30, 2015
Detchey asked:
Mon Sep 29, 2014
Tim Moore answered:
Do you mean is it in foreclosure or do you mean was it ever foreclosed upon in the past sometime? If it is in foreclosure you will have to wait for that to be over or bid on it at the auction. If it was foreclosed in the past, who cares? You would want to know if it is for sale by the current owner or not. If a bank got it then it might be a bank owned property and will be listed on the MLS for sale. Ask a Realtor if it is. ... more
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Thu Aug 28, 2014
Oleg Volfman answered:
Try this link. Should give you a lot of info.,_New_York

If my response was helpful, consider clicking BEST ANSWER!

Thank you for your valuable time!

Oleg Volfman, CBR, RSSP
Lic. RE Agent, Office Manager
Quick Deal Realty, Inc
Office 516-599-5559
Mobile 917-685-0489
... more
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Wed Jun 25, 2014
Anna M Brocco answered:
Contact any local insurance agencies for free quotes based on your needs...
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Fri Dec 20, 2013
Hezrell Vasquez answered:
Good afternoon Dora Hernandez,

If you haven't found an agent to work with, i will be more than happy to provide you my service. I could reached at 646-944-5685

Best Regard
0 votes 2 answers Share Flag
Mon Nov 11, 2013
maiden84 answered:
1712 Elsie Ave Merrick is NOT for sale or rent.
0 votes 4 answers Share Flag
Fri Oct 4, 2013
Hezrell Vasquez answered:
I recommend to contact David Mizrahi from Guarantee Mortgage at 917-793-6120
0 votes 7 answers Share Flag
Fri Jul 19, 2013
Javier Meneses answered:
Jeanelle, sounds like it wouldn't work out. It's almost impossible to qualify for a house in NY with an income of $30k. Perhaps a co-signer?

If my response was helpful, consider clicking BEST ANSWER!

Javier Meneses
Senior Loan Officer
NMLS #23130
310 Crossways Park Drive
Woodbury, NY 11797
(516) 606-9648 Cell
(516) 740-4478 Office
(516) 918-5383 Fax
... more
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Tue Jun 4, 2013
BrooklyntoIslandFirstTimers answered:
There's another interested buyer
0 votes 8 answers Share Flag
Tue Feb 5, 2013
Dan Chase answered:
You have to sign the contract by 4-30-2010. If you miss it most likely it will expire never to be seen again. But you never know for sure.
0 votes 6 answers Share Flag
Wed Nov 28, 2012
Christina Napoli Deppert answered:
You can look up on or call the automated system on 516-571-2490 or The Village of Freeport 516-377-2212. Be sure you have your section, lot, and block handy so you can access the information. ... more
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Wed Nov 28, 2012
Christina Napoli Deppert answered:
If you are a Vet or a senior citizen you can apply. Be sure to apply to both Nassau, Town of Hempstead and the Village of Freeport. Each must be filed separately. You can contact the appropriate municipalities to find out when to file.

You may also file for a tax adjustment since values have gone down substantially, therefore, assessments should be lower.
... more
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Wed Nov 28, 2012
Christina Napoli Deppert answered:
I doubt that! When you live in a community, ALL residents that own a home/property are required to pay school taxes. If we had a hospital we'd be paying toward that, etc. For example, you may not have a recreation card but you can be sure that some of your taxes go to that facility as well. ... more
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Wed Nov 28, 2012
Christina Napoli Deppert answered:
It would depend on how far south you are. During Superstorm Sandy the water came up to Archer St. which was a first and I've been in Freeport since 1965. Anyone south of Atlantic Ave would be affected and would be required to have flood insurance if they have a mortgage.

Please note that flood insurance doesn't cover contents in a basement. Traditionally only the boilder and HW heater would be covered. You can check your policy to see if there's coverage for your washer and dryer. During Sandy my circuit breaker boxes were under the water so they would be covered for this damage as well on my policy.

Be sure to contact for more help.
... more
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Tue Nov 27, 2012
Lydia Green answered:
There are many factors that affect the price of a house for sale, such as the school district, whether the house has been recently upgraded or if it is a distress sale (short sale, estate sale or foreclosure). Demand changes so sometimes high ranches are worth more and at other times split levels may be higher. The most important criteria is recent sales in the neighborhood. That is, what buyers have paid for similar homes in the last 3-6 months. This is what bank appraisers look at.

Whether you considering buying or selling I can represent YOU. As your Seller's Agent, I can help you to determine a fair price for your home and market it to attract buyers, based on your timeframe. As your Buyer's Agent, I would be your representative in searching, pricing, negotiating and helping you choose the professionals you need to make your move go smoothly. Call me for more information at 516-410-3000.
... more
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Tue Nov 27, 2012
Lydia Green answered:
It's never to early to educate yourself about the process and begin preparations. Getting a look at your credit report is the first order of business. You never know what surprises may be lurking there. If you need to make corrections or pay off debts, now is a good time to start. (You can get a free credit report from each of the three reporting agencies online at About 6 monthe before you want to move, I will be happy to recommend a reliable lender to pre-approve you.

Now is a good time to start looking up homes online and starting narrowing down your criteria on things such as style and location so when you are ready to look in earnest you won't waste a lot of time looking at homes that don't meet your needs. There are many good websites for this purpose but, of course, the one I recommend is

Feel free to give me a call at 516-410-3000 if you have more questions. As a Buyer's Agent, I would represent you, not the seller, so I can answer any questions you may have.
... more
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