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Home Buying in Fredericksburg : Real Estate Advice

  • All141
  • Local Info16
  • Home Buying31
  • Home Selling8
  • Market Conditions14

Activity 27
Mon Oct 16, 2017
Dhustead answered:
If you have evidence of shrink swell soil your county may need an engineered foundation plan provided by a professional engineer. To remedy the problem you may need to lower your footings and backfill with granular fill aka rock or sandier material. You can have your soil tested by Froeling and Robertson of Fredericksburg VA. They have been in business since 1881 and are professionals in the soil testing arena. ... more
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Sat Feb 7, 2015
Chris Ognek answered:
Scott, for the 203k info, you can check out If you have any questions about 203k's, feel free to email or call. I do a lot of them with clients - great way to buy a home.

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Mon Sep 29, 2014
Michael Straley answered:
Thu Aug 14, 2014
Ed Daminski answered:
After 22 years of working with 1000's of buyers, I believe it's buying what you want provided your not over extending yourself.

If you purchase a home your happy with and like, you'll always make it work. If you compromise you will regret your decision and likely find yourself looking again in a few years. This is a big purchase and not typically very liquid. BUY WHAT YOU LIKE!!!

Get qualified, identify whats important and look within that price range.

Wish you the best of luck. :-)

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Sat Mar 29, 2014
Diana Watson , Coldwell Banker answered:
Dear Homebuyer,

Please contact Dawn Lopez as she will be more than happy to discuss the no down programs available. Let her know I sent you. I love Fredericksburg too and would love to work with you in finding the right one. Feel free to visit my website as it is super easy to navigate and search and receive updates.

Diana Watson, Realtor®, MRP, SFR
Avery-Hess, Realtors

Loan Officer, SunTrust Mortgage, Inc
NMLSR#: 1032258
Fax: 703.442.4974
Cell: 304.582.0434
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Tue Feb 25, 2014
Jason Todd Smith answered:
You may have options through Conventional financing where you wouldn't be required to pay for mortgage insurance. Depending on credit score and down payment you could qualify for an excellent rate.

Jason T Smith
Senior Loan Officer
Atlantic Mortgage Direct
13221 Woodland Park Road Suite 110
Herndon, VA 20171
O 703-840-4170
C 571-212-8507
F 866-324-4476
... more
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Sun Feb 16, 2014

There are a lot of options available with low down payment options. If affordable, it would almost always make more sense to buy than continue to rent. I'd be happy to answer any questions you have as well as provide you a free copy of your credit report if you are ready to consider your options

Wes Stone
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Sat Jan 4, 2014
Beverly,Neill & Lisa Shultz answered:

The importance of internet marketing has been increasing exponentially. For the web, great photos are extremely important. In the past you didn't necessarily need professional grade photos of every room in the house, just a few for print advertising. While most Realtors are realizing how important photos are, many Realtors still make a good living the old fashioned way, having lots of contacts and getting people in the door. The best situation for a seller of course is to have a Realtor that does both! ... more
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Tue Dec 10, 2013
TC Cooksley answered:
When buying NEW its a personal choice. Through the experience of others I have learned it benefits you 'the Buyer' to have a Realtor on your side to look out for your interest. The Builder typically has built into their price a fee for a Realtor anyway, whether you use one or not.

The real question is: What motivates You to purchase a New Home vs an Existing Home? Once you answer that question we go on to the next step.
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Fri Sep 27, 2013
Crystal Kasper answered:
Call accurate assessments. Derrick (540) 718-9737 please let me know what else i can help you with?
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Sat Jun 8, 2013
Kelly Gronau Dodson answered:
This is in no way to be considered legal advice. Proper legal advice should be directed at an attorney versed in real estate law:
If all parties on the Deed did not sign the initial offer, you never had a ratified contract to begin with. If the sellers change anything in regards to your initial offer then they made you a counter offer.
Kelly Gronau Dodson
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1 vote 6 answers Share Flag
Mon Oct 3, 2011
Maria Gilda Racelis answered:
Hi Suzanne,

You can review the coverage on your policy. If you need clarification about your concerns; you can call your insurance agent.

This may be irrelevant your question but will cite anyway. When the snow hit us hard last winter, my client was able to get their insurance company repair the roof and chimney. They were also able to get the metal awning brought down by the winds replaced. It was a force of nature and I thought damages caused by it is not normally covered.

So check with your rep. It would not hurt.

Best of Luck.

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Wed Oct 6, 2010
Mack McCoy answered:
Not in the least.

Money cannot reclaim the damage caused by lead-based paint, especially to children. The current “action level” for lead in children is 10 micrograms per deciliter of blood; a survey of Seattle homes found that the average lead level on one square meter of interior carpet in a remodeled home was 35,100 micrograms.


It is estimated that the average 2-year-old child takes in the following amounts of lead each day: 0.2 micrograms (mg) from air, less than 10 mg from food and liquids, and 7 to 200 mg from dust. The lead intake from dust in a remodeled older home can reach 800 mg/day. Many children will exceed the provisional tolerable intake (set by the FAO/WHO Expert Committee on Food Additives) of 42 mg Pb/day for a 26 lb child. There is no margin of safety between the acceptable level of lead intake and typically expected levels in an old house. - John W. Roberts, Reducing Exposure to Lead in Older Homes.

Whenever a cost / health or safety issue comes up, I think it's useful to reverse the question - if you're not willing to spend $500 to tape and cordon off the kitchen during a remodel, how is that different than being paid $500 to sprinkle lead dust on your kids' carpet?
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Wed Oct 6, 2010
T.c. Cooksley asked:
Do you have Special Needs? Allow me to assist you.
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Wed Jul 21, 2010
Rita Gibbons answered:
Tracy ... if you are able to determine who the lender is who foreclosed on the house, you may be able to get more information on buying this home. You can try realtytrac to locate more information about the foreclosure of this property.

As a general rule, if the property did not sell at the Courthouse when the bank foreclosed, the bank takes the property. Most of these foreclosing properties are not selling at the courthouse because the bank is owed far more than what the property is worth. When the property is foreclosed, the courthouse auction bidding starts at the amount the foreclosing bank is owed.

Once the bank forecloses on the property, the bank may decide to sell the property through a local realtor OR they may hold the property OR they may bundle the property with others they now own and sell to an investor. If the bank decides to sell the property through a local realtor, the bank will refer you to that realtor. The banks do not generally sell their REO ("Real Estate Owned") properties directly to buyers. If you are able to determine who the realtor is who will be selling this property, I recommend calling this agent directly. The agent is bound by the terms of their listing agreement with the seller (the bank or third party servicer).
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Sat Jan 30, 2010
Michael Straley answered:
Just checking in to see if you purchased your short sale? Were you satisfied at the completion of the process?
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Sat Oct 31, 2009
Michael Straley answered:
One of the values of working with a Realtor is the proprietary information available. I would spend sometime interviewing agents that speak your language and offer the trust and communicatin you can depend upon. We work with several investors and work to save them money not only through negotiations but through clear and concise applicaple presentation of our knowledge and how it will affect their decisions. ... more
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