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Home Buying in Frederick : Real Estate Advice

  • All123
  • Local Info11
  • Home Buying38
  • Home Selling8
  • Market Conditions4

Activity 41
Tue Dec 5, 2017
Nitin Prasad asked:
Is it possible to gain pre-approval with late mortgage payments? I have had 9-10 late payments in past 12 months .Most of the payments made within 30 days limit but 2 is within 60 days…
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Mon Sep 11, 2017
More than likely, you would be eligible now. I am a former service member also and I always give my active and prior service clients a ZERO LENDER FEE mortgage as a thank you for your service.

If you work with a lender, make sure they will give you something as well.

If you have any further questions, feel free to reach out via the contact information in my profile.

All the best and thank you for your service!

... more
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Tue Jun 21, 2016
Jenn Moore asked:
Can anyone provide guidance for how I can expect taxes to be assessed on a brand new construction home?

The first possible scenario is us building a home in a community that doesn't…
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Thu Jun 16, 2016
J625111983 asked:
I have been through a bad period the past five years. A divorce that dragged on for 5 years and led to two foreclosures - one of a rental property and one of the primary residence. To deal…
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Tue Mar 22, 2016
Jondoyle24 asked:
Theres an odd title issue thats may not be undoable (its complicated but in relation to the previous and original owner.. and it could take a LONG time to resolve fannie mae may not accept…
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Thu Dec 24, 2015
Scott Godzyk answered:
The seller does not have to sign any offer. The bank will not allow a sale unless the sales prices meets a certain percentage of what the seller owes AND is at or within what the current market value is. The seller does not have to counter offer, but your agent should speak to teh listing agent to find out what the bank will accept. ... more
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Sun Apr 12, 2015
Kelly Putz answered:
You can always hire your own agent. The agent will need to be paid, typically by the landlord out of the first month's rent, or by you for finding you a good home to rent if the landlord is not offering a commission.

Commission for such services is typically 25-50% of the first month's rent, depending on the cost of rent. Usually, it is no less than $500, keeping in mind that the agent has to give half of what they get to their broker.
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Wed Jan 21, 2015
Robert Krop answered:
You will need to discuss the issue first with your lender. Depending, on the situation there are instances that the banks have allowed short sales in similar scenarios. Hard to say without knowing more. ... more
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Wed Jan 21, 2015
Robert Krop answered:
You can report fraud to Trulia by emailing to
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Wed Oct 29, 2014
Valyrie Ellis answered:
This neighborhood is somewhat of a "move up" nbhd. therefore there are always going to be opportunities here. It has great proximity to Ft. Detrick, the newer shopping areas near Wegmens and Home Goods to name a few, very easy access to commuter routes and only a mile from DT Frederick. I have listed and sold a couple homes in this nbhd . a year ago and represent a couple of landlords here as well. The Park the backs to the neighborhood is very nice too, and not used a lot. Over-all this nbhd. has a lot to offer! ... more
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Sat Jul 19, 2014
Rajiv Rajiv answered:
There is descent South Indian population in Frederick MD. Also there are few indian restaurants and grocery stores. You can also join Indian Association of Frederick and Chinmaya mission. I have been living here for past 10 years. It is nice county to move to ... more
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Thu Jul 10, 2014
Stephenie Stadtler answered:
Hi Stephen,

One of the programs that comes to my immediate thought is a VA home loan. They are provided by private lenders such as banks and mortgage companies. You could obtain a VA loan with no monies down and a seller contribution with maximum amount of 4% towards closing cost regardless of the amount of down payment.

Another option would be a USDA loan also known as a Rural Housing Mortgage. This too will allow you the purchase with no monies down. One of the eligibility factors for this loan would be your address. The area that you would choose would need to be among the list of qualified areas.They too have a maximum amount of 6% for seller contributions regardless of down payment amount.

I hope the information I have provided will help you with your decision. I have lived in the Frederick area for over 25 years, making myself quite knowledgeable for this area. If you have any further questions, please feel free to contact me.. Even if it is just to answer questions. I am here to assist you.

Stephenie Stadtler
Re/Max Plus
Urbana, Md.
Cell: 240-405-2217
Office: 301-874-5050
... more
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Thu Mar 20, 2014
Robert Krop answered:
The bank does not have to answer by that deadline. That is the amount of time you have agreed to give the bank before you are aloud to exercise your right to cancel the contract on your end. But that doesn't mean that you have to cancel either. The bank is going to take as long as they need. Hopefully once the BPO is finished they will be reviewing the file soon as get you an answer.

Best of luck!
... more
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Wed Mar 19, 2014
Bill Eckler answered:
Contrary to what many think, there is no season for buying or selling homes. This process is simply based on "need!" Yes, certain times of the year are known to be slower than others but homes still sell.

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Wed Mar 19, 2014
Robert Krop answered:
First step is contacting a lender to find out what you can and want to afford monthly. There are lots of great loan programs that can also help you purchase with less money or even no money down. There are also local grants available for first time home buyers. ... more
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Thu Jan 2, 2014
Matthew Sitler answered:
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