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Home Buying in Frederick : Real Estate Advice

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  • Home Buying6
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Activity 8
Thu Nov 5, 2015
Sally Grenier answered:
I feel your pain! This is a huge pet peeve of mine. What consumers (buyers and sellers) need to understand, it that this is just a marketing site for them (Trulia, Zillow, to make money off us Realtors. This is why I tell buyers (and sellers) to never EVER pay attention to these so-called "real estate" websites. Why? Because the listings here often have inaccurate or outdated info. (Keep in mind, the MLS is really the ONLY place that matters for accurate listing info). Sometimes changes in the MLS data can take weeks or months to be updated here (for a price change or status change). If you're the seller -- you need to ask your agent to manually edit the listing to reflect the correct price.

Have you noticed that these websites hardly ever reflect the property as being under contract? Do you know why? Because they want buyers to "click here" for more they capture your info...then they SELL it back to us (the agents who are listing the properties)!!!! And we've already paid plenty of $$ to have our listings in the MLS...and syndicated to these websites. So, can you see why it is NOT in their best interest to have up to date, accurate data? Okay, I'll get off my soapbox now. :-)

Hope this helps explains things. Good luck with the sale of your home!


Sally Grenier
Broker Owner
Metro Brokers | Grenier Real Estate
303.475.4508 Cell
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0 votes 1 answer Share Flag
Mon Nov 4, 2013
Ron Rovtar answered:
Hi Stephanie:

I love this question!

Every home buyer absolutely should consider the resale value of any home they purchase. Making decisions that reflect only one's current shelter needs without thinking about resale is probably the biggest mistake some home buyers make, especially in a seller's market like the one we've had this year.

Homes near busy streets, airports, railroad tracks, commercial/industrial areas, etc., can be very hard to sell when the market is tepid, meaning the owners could have to drop the price below comfortable levels or, in some cases, even bring cash to closing.

In your case you have some positives and negatives, which you did a good job identifying. However, without more specific information, I would have trouble giving you thoughtful advice. Every situation is different. So here is what I would suggest:

Sit down at a computer with your agent and ask for current comparable properties for your target home. But, don't stop there. Also ask for the listing histories of your target home and the comparable homes. Were a lot of these homes unsuccessfully marketed on one or more occasions during the recession and up to about 2011? If so, you probably want to know more. So ask for comparable properties that actually sold during the same recession and early post recession years. How many actually sold? For what prices?

The answers should enlighten you about the risk you are taking!

Ron Rovtar
Berkshire Hathaway HomeServices
Real Estate of the Rockies
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Fri May 10, 2013
Michael Glist answered:

I am sorry for what has happened to you. I have a guy that i work with that speciffically works with people looking to buy/refinance homes but have credit issues. He is an ex mortgage broker so knows what needs to be done how to do it well and i can assusre that he can assist you. I would be more than happy to give you his information as he would be able to help you remove the collections caused from identity theft.

If your interested please let me know.
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Thu Jul 5, 2012
Samantha Mckeey answered:
how much credit you need to buy a home for 80.000
0 votes 9 answers Share Flag
Sat Oct 9, 2010
David Janis answered:
Here is one of the best attornies in the area for real estate:

The title company will clear this up for you; that is what your title insurance pays for. I would see how the title company responds before you hire an attorney. ... more
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Tue May 12, 2009
Sguggi answered:
One thing you might look into is trading your home. Trade brokerages often have many home owners in their database that are in the exact oposite situation as yourself. This make getting a loan easier in tadays mortgae climate. Its free so it is always worth tring. Email me at if you would like to enter your name in our free database to see if any matches exist. (I am not a realitor). ... more
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Thu Mar 5, 2009
Stuart Dobson answered:
Hi Kendal,

I think it's important for the buyer/seller and real estate broker to understand one another well and have a good relationship. However, it's not just about whether or not you 'like' someone. Other factors that should be included in your decision are the broker's compentency, negotiation skills, area knowledge, education, experience, and assertiveness in representing your interests.

For instance, I would rather have the best attorney representing me in a case, rather than some attorney who I just happen to like the most but may not be the best at what they do...

I hope this helps.
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Tue Mar 3, 2009
Vickie Slade answered:

There really isn't a "norm." It has more to do with what your specific situation is and what you are tying to accomplish (in addition to your fico scores and your financial situation). As an example, if you have little cash to make a down payment, and can qualify for an FHA loan, you can make a down payment as little as 3.5%. However, you would also have to pay an "up front mortgage insurance premium," which could be financed into the loan.

If you have more cash to make a larger down payment and can qualify for a a conventional loan, you would need to make a 20% down payment. By doing so, you would eliminate the need for mortgage insurance further reducing your monthly payment; saving you more in the long run.

I would recommend you speak directly to a good mortgage person about your specific situation/goals and come up with a program that is best suited to you. After the initial conversation, you would have a much better idea what your options are and what would be most beneficial for you.

Contact me if you wish, and I can put you in touch with someone who is what I consider to be an expert in this area.
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