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Home Buying in Frederick : Real Estate Advice

  • All121
  • Local Info11
  • Home Buying37
  • Home Selling8
  • Market Conditions4

Activity 50
Sat Aug 19, 2017
asgj1978 answered:
The VA requires only a 2 year wait...so as I write this answer in 2017 you should be now eligible!!
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Tue Jul 18, 2017
Matt asked:
Tue Jun 21, 2016
Jenn Moore asked:
Can anyone provide guidance for how I can expect taxes to be assessed on a brand new construction home?

The first possible scenario is us building a home in a community that doesn't…
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Thu Jun 16, 2016
J625111983 asked:
I have been through a bad period the past five years. A divorce that dragged on for 5 years and led to two foreclosures - one of a rental property and one of the primary residence. To deal…
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Sat Mar 26, 2016
Sally Grenier answered:
Allie, are you an agent?? If so, you should be able to find the listing in your local MLS. Also, you know the listings you see here aren't necessarily accurate, nor up to date? Especially the "foreclosure" listings?? I wouldn't be relying on anything you see on these websites. Your MLS is your bible. ... more
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Tue Mar 22, 2016
Jondoyle24 asked:
Theres an odd title issue thats may not be undoable (its complicated but in relation to the previous and original owner.. and it could take a LONG time to resolve fannie mae may not accept…
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Thu Dec 24, 2015
Scott Godzyk answered:
The seller does not have to sign any offer. The bank will not allow a sale unless the sales prices meets a certain percentage of what the seller owes AND is at or within what the current market value is. The seller does not have to counter offer, but your agent should speak to teh listing agent to find out what the bank will accept. ... more
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Sun Apr 12, 2015
Kelly Putz answered:
You can always hire your own agent. The agent will need to be paid, typically by the landlord out of the first month's rent, or by you for finding you a good home to rent if the landlord is not offering a commission.

Commission for such services is typically 25-50% of the first month's rent, depending on the cost of rent. Usually, it is no less than $500, keeping in mind that the agent has to give half of what they get to their broker.
... more
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Wed Jan 21, 2015
Robert Krop answered:
You will need to discuss the issue first with your lender. Depending, on the situation there are instances that the banks have allowed short sales in similar scenarios. Hard to say without knowing more. ... more
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Wed Jan 21, 2015
Robert Krop answered:
You can report fraud to Trulia by emailing to fraud@trulia.com.
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Wed Oct 29, 2014
Valyrie Ellis answered:
This neighborhood is somewhat of a "move up" nbhd. therefore there are always going to be opportunities here. It has great proximity to Ft. Detrick, the newer shopping areas near Wegmens and Home Goods to name a few, very easy access to commuter routes and only a mile from DT Frederick. I have listed and sold a couple homes in this nbhd . a year ago and represent a couple of landlords here as well. The Park the backs to the neighborhood is very nice too, and not used a lot. Over-all this nbhd. has a lot to offer! ... more
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Sat Jul 19, 2014
Rajiv Rajiv answered:
There is descent South Indian population in Frederick MD. Also there are few indian restaurants and grocery stores. You can also join Indian Association of Frederick and Chinmaya mission. I have been living here for past 10 years. It is nice county to move to ... more
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Thu Jul 10, 2014
Stephenie Stadtler answered:
Hi Stephen,

One of the programs that comes to my immediate thought is a VA home loan. They are provided by private lenders such as banks and mortgage companies. You could obtain a VA loan with no monies down and a seller contribution with maximum amount of 4% towards closing cost regardless of the amount of down payment.

Another option would be a USDA loan also known as a Rural Housing Mortgage. This too will allow you the purchase with no monies down. One of the eligibility factors for this loan would be your address. The area that you would choose would need to be among the list of qualified areas.They too have a maximum amount of 6% for seller contributions regardless of down payment amount.

I hope the information I have provided will help you with your decision. I have lived in the Frederick area for over 25 years, making myself quite knowledgeable for this area. If you have any further questions, please feel free to contact me.. Even if it is just to answer questions. I am here to assist you.

Stephenie Stadtler
Re/Max Plus
Urbana, Md.
Cell: 240-405-2217
Office: 301-874-5050
sstadtler@comcast.net
www.buyandsellfrederick.com
... more
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