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Foster City : Real Estate Advice

  • All59
  • Local Info5
  • Home Buying22
  • Home Selling2
  • Market Conditions3

Activity 60
Mon Jan 28, 2013
Niki answered:
Trulia is a host site, where information is sent to us from syndication websites. We do not pull listing data from the MLS, or any other site. You may submit XML feed for Sale listings. See for more information. ... more
0 votes 6 answers Share Flag
Thu Sep 27, 2012
Trevor Curran answered:
Here in New York banking regulations state that you can get a full refund of the appraisal fee if the appraisal has not been performed. I recommend you read the disclosures provided to you at application to inquire about this regulation in your State or speak with your Mortgage Professional.

Trevor Curran
NMLS #40140
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0 votes 9 answers Share Flag
Thu Sep 27, 2012
Trevor Curran answered:
Good afternoon Dhiraj,

By Federal regulation you can rescind with NO COST. You cannot be charged penalties or fees if you rescind on time before the funding date. There is a form included in your loan closing package. If you wish to rescind you must immediately sign and send the form to your Lender and the Closing Agent.

If you do rescind and send the form, be sure you follow up with a phone call to verify they have received the form.

Trevor Curran
NMLS #40140
... more
0 votes 3 answers Share Flag
Thu Sep 27, 2012
Trevor Curran answered:
Hi Dhiraj,

I've been a mortgage professional for 23 years and I can answer your question this way: no one can predict where interest rates are going.

Trevor Curran
NMLS #40140
0 votes 6 answers Share Flag
Tue Sep 25, 2012
Juliana Lee answered:
If your loan hasn't been funded I don't think any early payoff penalties could be applied but ask your loan agent.

You didn't provide many details about your ARM. You might be surprised how little more you spend on interest after converting to a fixed loan. You have to decide your own tolerance to the risk carrying an ARM.

One advantage of low interest rate loans, if they are paid at a fully amortized rate, is that you will be building equity much quicker early on than with a higher interest rate loan even though your payments are lower. Please take a look at:

Juliana Lee
Keller Williams Realty
... more
0 votes 4 answers Share Flag
Wed Aug 22, 2012
Claudia Muller answered:
There are many first time homebuyer programs available for families in the county of San Mateo. They offer down payment assistance.
You may qualify for those programs and you may be able to push yourself a little higher than what you think.
If you email me more exact information about your income, number of people in the family, possible down payment,etc. There may be a fit for you.

You can send that to:
... more
0 votes 8 answers Share Flag
Mon Aug 13, 2012
Zoey Tolu answered:
Hi Am,
Being a Foster City Resident myself for over 20 years I can tell you, the newer houses that you will find in Foster City are at least 20 years old if not more. There is a whole neighborhood in Foster City located between Edgewater Blvd and East Hilldale Blvd going down toward the Lucky's called the Sea Colony and Dolphin Bay, Where most of the houses were build in the late 70s and beginning of the 80s. I remember when I moved to Foster City some of those houses where considered new. Also you need to understand that many of the home owners went and remodeled their houses, especially after the Real Estate market Bubble, where market value went so high that all they needed to do is to get a line of equity and would spend between $50,000 to $200,000 in remodel. Many of the homes is Foster City are quite modern, bright and airy and still fit to todays archtectural desirability. You will have no problems to find homes as large as 2,500 Square Feet. the question is that the inventory is quite minimal. If you need me to take you on a tour of the City and show you those different area. Let me know. Cell (650) 619-3379, email.; ... more
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Mon Jul 9, 2012
Ritu asked:
For example what type of population example old age, students, young families etc I need to focus on and why?
0 votes 0 Answers Share Flag
Mon Apr 2, 2012
Rene' De Blanco, MBA answered:
Have you considered a HOMEPATH property? The best part of a HOMEPATH home is you can put as little as 5% down, AND there is NO mortgage insurance.

Hope this helps!

Rene Joseph De Blanco
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0 votes 6 answers Share Flag
Fri Nov 25, 2011
Anna M Brocco answered:
Consider researching areas of interest online and do visit more than once; also think about working with an agent of your own; real estate professionals are prohibited from steering, enticing a buyer to purchase, or not, in specific neighborhoods; for school information see link ... more
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Thu Jun 23, 2011
Susan answered:
Hi Dina..My advice is you go through the listing agent only...They are eager to make a sale and they won't have to split the comission...
0 votes 10 answers Share Flag
Sun Jun 5, 2011
juliette Najjar answered:
Hello Jamie,
The real estate market in our area is just great.. with a proper pricing and proper presentation of your property and an adequate marketing should be selling in a short time. As for the multiple offers situation :The lower your asking price the higher will be the interest in your property.
Should you like to have an idea about my marketing program, please give me a call (650) 291-9792 or email me at
Good luck..
Juliette Najjar
DRE # 0111810
Coldwell Banker Residential Brokerage
... more
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Mon Dec 6, 2010
Phyllis McArthur asked:
There's an ongoing issue with appraising condos and town-home complexes here. What's going wrong is this: some complexes have exellent HOAs, great reserves and low dues, that is,…
0 votes 0 Answers Share Flag
Tue Nov 16, 2010
Glen Mitchell answered:
Hi Raj, I have a free email alert system you can use. It will send new listings that match your search criteria. As I mentioned its free and there is no obligation. You can sign off when ever you want if you don't like it. Send over your email address and entire search criteria and I'll set it up for you. Glen ... more
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Tue Oct 12, 2010
Popytoys answered:
Thank you very much for all of your truely advise!!

I just got a house in FC back in Jan. The price is the one that we could afford...with the low interest rate! I really like my house. My son just got to his kindergarden on time too!

The inventory starts to build up again. Some of the houses over 2000 sq are really good deals. Some of them are only mid-900. To me, I may not care if this is only short term fluctuations...even in next couple years... Becuase I try to commit to this house for at least 15 years this time!

Thank you very much again for your opinions! I will try to keep you all in my contacts in case I need further help :)

Take care.
... more
0 votes 6 answers Share Flag
Wed Sep 15, 2010
ruby smith answered:
Talk to your agentBuyers can re-negotiate at any time during the escrow process, it doesn't mean you have to agree with what they are asking. Your agent might have insisted upon an "As-Is" addendum ... more
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Tue May 25, 2010
Abracadabra answered:
Sun May 23, 2010
Lee Ginsburg answered:
Hello Alex,

First congrats on adding on and updating the most valuable room of a home. Knowing foster City I will assume you did it with permit. It is very difficult ot put a value on an updated kitchen. They are all done differently. Here is a quick reference.
The return might be different when you are ready to go to market. Several years ago almost all updating got the cost back and more. Now paint and flooring are about the only two guarantees. An updated kitchen in any market it makes your home sell considerably faster and that in it;'s self money.

Your home being 200 sq. ft smaller is not a major concern. The floor plan is more important.
If you want give me your address and I will check what the county records shows for your home. No cost and no obligation.

NOt sure where you found out your neighbors home sold for $1,300,000 but sometiems the published sales price can be misleading. The factors that will affect the real value are the termite report, owner financing, seller credits to the buyer, rentbacks, etc. A good real estate agent can track down most of that info for you.
Good Luck but remember markets change and marketing activities need to change with that.
Sorry for your bad experience.
... more
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Tue Mar 2, 2010
Gilbert Richards answered:
Frankly speaking, when things like this happen request your money back immediately and move on to another lender. Otherwise you will quickly see a 30-40 day transaction spread over 3-4 months ... more
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Wed Oct 7, 2009
Darren95 answered:
Hi Janicee,

Foster City is really nice city to invest, and Whisman Station in Mountain View is really great place. I hope you will take a good decision.
0 votes 3 answers Share Flag
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