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Home Buying in Fort Lauderdale : Real Estate Advice

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  • Local Info110
  • Home Buying497
  • Home Selling43
  • Market Conditions58

Activity 696
Sat Mar 25, 2017
Diane Christner answered:
The problem is that FL has strict building codes because of the risk of hurricanes, so a roof that was installed without permits may not meet code.

The local building department has the authority to force the "current owner" of record to obtain the required permits and satisfy ALL code requirements. Doesn't matter which previous owner did the unauthorized work, current owner becomes responsible. Once you close on the purchase of that property you are now the "current owner."

First, the building department can assess penalties on the current owner for non-compliance. Applying for a permit after the fact is not necessarily an easy procedure. If construction documents and inspections would have been required to satisfy the original permit, those items must now be obtained as well. Inspectors will not assume everything was done according to code, they will want verification.

Another issue is that the work that was done must meet CURRENT code, not the code applicable when the unpermitted work was originally done.

If the work completed is not to code, the building department can and has required the "current owner" to remove the entire unpermitted project and start over.

You may also find that it's difficult finding an insurance company willing to write a new policy on a home with an unpermitted roof.

For all of the reasons above, you should resolve the roof issues with the current owner now, before you purchase the property and the roof becomes your headache.
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Tue Mar 21, 2017
Irma Hernandez answered:
in a typical home sale there are two involved in the transaction?
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Fri Mar 17, 2017
aardvarkprops answered:
Co-ops are horrible!! They are discriminatory, elitist, racist by design and usually have several scumbag attorneys on their boards. If you like getting ass-raped with no hope of recovery, then go right ahead. This is why they are so hard to sell. Nobody wants to deal with the cliquish politics of living in one. It's a rigged game and you are a fool to play. Run - do not walk from any co-op property. ... more
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Fri Mar 10, 2017
Carmela Harboldt answered:
No Earnest Money, No skin in the game!

Good Luck with that!

Wrong Market, wait till the bottom falls and everyone is desperate to sell to anyone willing to make an offer. Even than you would want something to assure you that a buyer has something to loose if they string you out and don't perform on their contractual obligations.

Cammy Harboldt - RE/MAX Integrity - Grants Pass Oregon - 541-761-9552
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Wed Mar 8, 2017
Jonathan Klurfeld, Esq. answered:
Well you need to decide buy or rent. If renting it wont matter much as you are only there for a year and can leave. If buying contact a realtor who can look up the stats, or Zillow is pretty good with school ratings on each property. ... more
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Sat Mar 4, 2017
Paul Carraro answered:
All condominium or HOA information is ultimately the responsibility of the seller and any seller's agent to give to you and to your agent as buyer. If the sellers don't have that information available, it is THEIR responsibility to obtain the information in full for you as the buyer. If there is a sales application from the condo association for new buyers, it is your responsibility to complete the application but the seller's responsibility to provide you the correct and current form. What you do from there with the information given to you is your responsibility as the buyer. Many top agents in Florida know the ins and outs of buying in certain homeowner associations or condos, so make sure to read the documents carefully and note the restrictions and assessments. Do not buy the line, especially if coming from a seller or a seller's agent, that something in the document will not be enforced. Most of the time what is in the documents will be enforced and in the end you will be dealing with the situation as an owner and not the seller. For top agents to assist you in Fort Lauderdale or Orlando, our licensed real estate company specializes in helping clients to connect for no charge. Go to my website for more details, and please let me know for any questions. ... more
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Mon Feb 27, 2017
Lindaottsweet answered:
From my personal experience so far regarding my credit profile,i earlier didn't know how about it was and when i knew i had foreclosures,later payments and even over dues,i felt really bad because then it was late and the result of my bad credit affected my credit score which was about 379 and to get my loan approved i needed 700 and above,i sort for help from big credit repair companies,but they couldn't help me get my score where i wanted to be in the short period i need to get a loan to keep a roof over my child's head,till a lender introduced me to a repair man who has access to this credit companies who got my credit clean and also educated me about how to maintain my credit and maintain a really good score, hackhemp((at))gmail((dot))com is where ill refer anyone that needs a deadline fix on there credit .you can thank me later. ... more
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Fri Feb 17, 2017
Chad Gray answered:
Thanks for sharing the email Angel. The reply email address seems suspect.

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Sun Feb 12, 2017
Jonathan Klurfeld, Esq. answered:
Its not listed for sale or in foreclosure per any court records we can find, that's why you cannot find any information on that property. It went through foreclosure some years ago and was purchased by an investor at auction in November/December 2015. Trulia's information that it is "bank owned" is incorrect.

If you are looking for properties in Broward give us a call at 561-771-4457 and we can send you some options.
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Wed Feb 1, 2017
Paul Carraro answered:
Hello Kettygil. A top local real estate agent who works in Fort Lauderdale and in the nearby areas can assist you and sort through all the information online for you. Having lived in Florida myself, I can share also that a top local agent can make a world of difference in your search for your new home. Our licensed real estate company specializes in helping clients connect with top agents in any market, including in Florida, and there is no charge for our service. Go to my website for more details, and please let me know for any questions. ... more
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Fri Jan 20, 2017
Monika asked:
FL or AZ Please contact me if you know anyone who deals with hard money/private lender financing. I need to obtain this type of financing for approximately 6-7 years. Looking to purchase…
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Thu Jan 12, 2017
Five Stars answered:
5% down payment is permitted. Stand alone single loans, or combo loan structures with no mortgage insurance. Let us know if we can help - see the provided reference link for a complete list of Jumbo program requirements. ... more
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Thu Dec 29, 2016
Jonathan Klurfeld, Esq. answered:
If you need assistance feel free to contact us as we work the Borward and Palm Beach areas and have access to the MLS properties to narrow down your search. We are also real estate attorneys.

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Wed Dec 28, 2016
Laurie Richter Spector JD answered:
Hi! I can tell you first hand because I'm in the process of doing the same thing (except in Rio Vista). I'm happy to share my experiences with you - as well as architect, GC, owners rep, designer, etc. We are paying just south of $300/sq ft (interior finished feet). This will include a new dock, seawall, pool and pilings. Call or text me anytime 954.608.7104 ... more
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Wed Dec 21, 2016
Choples1981 answered:
Hi Martha do you speak Spanish. I live in Arizona I'm looking for a loan for buy a mobile home new. If you can send me a email.. thanks
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Wed Nov 30, 2016
Debra (Debbie) Rose answered:
Easy - you can go to the government;s site and search yourself for FHA approved condos

Go to:

Follow the directions on the left hand side - you can put in various zip codes and see the list of approved condos in those towns

please note that the site is not open 24 hrs a day - you will see the hrs when you go there
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Thu Nov 17, 2016
Paul answered:
There are lots of important steps you can take on own to insure you are fully educated on financial aspects of ALL REAL COSTS of Homeownership that will enable you to make a smart investment section about a particular house or condo. Use to learn about analyzing house purchase price, closing costs, Appraisal, Attorney Fees, mortgage financing/points,
+ Bank Approval Process(how much can I afford with X $ amount as downpayment), RE Taxes + Title Costs, Transfer Taxes, RE Broker commissions, etc. As this will probably be your biggest $ investment in lifetime, good idea to be as informed as possible. is easy to use/understand, educational and in-depth.
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Tue Oct 4, 2016
Mel answered:

There are several options for residents of Broward county for either down payment assistance (if you qualify) or a lower down payment. This realtor knows about the different programs and has gone through the process so he knows exactly what you need to do. Give him a call and see. Good luck!
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Thu Sep 8, 2016
Lisaamusgrave asked:
This question was asked from this property:
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