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Home Buying in Forest Park : Real Estate Advice

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  • Local Info2
  • Home Buying6
  • Home Selling0
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Activity 6
Mon Jun 26, 2017
Kevin Jay Duncanson Sr. asked:
Wed Apr 17, 2013
Chris Irvin answered:
Many banks including mine do not have minimum loan amount requirements, however as Rodney mentioned Federal & State fee guidelines for predatory lending makes lower loan amounts difficult to close. Ironically the Georgia Fair Lending Act or GAFLA which defined high cost loans as predatory lending and eliminated it from this market also made lending on small amounts, less than $40k usually, illegal. Due to GAFLA a lender can't even charge the State of Georgia's required title & recording fees and pass the high cost test. Yes, the GA legislature passed a law that in some cases makes it illegal to charge the State of Georgia's mandated fees. Gotta love Congress.

As long as you loan amount is more than $40k you should be fine, depending on the details of your specific transaction you could possibley finance an even lower amount. I'd be happy to offer you my assistance.


Chris Irvin
Mortgage Banker
Brand Mortgage
NMLS # 76515/465546
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Tue Jan 25, 2011
Michael Hammond answered:
Am betting (short odds) Lunick is thinking of Forest Park, Florida, Lee. That's near Hapevillle and College Park, Florida if memory serves. Unless he is buying hundreds of properties incognito from say, Australia.

Michael Hammond
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Wed Apr 21, 2010
Solomon Greene answered:

Hope that helps.

Solomon Greene
REALTOR® / HUD-Certified Affordable Housing Counselor - Keller Williams Realty Atlanta Partners
(678) 775-2677
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Mon Apr 27, 2009
Felicia Williams answered:
Hi Merideth,

My name is Felicia Williams with Solid Source Realty, I work Clayton, Henry and S. Fulton county. If I can be any assistance please feel free to contact me. Thanks

Felicia Williams
Solid Source Realty
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