Asked by pfv, Naperville, IL • Fri Feb 8, 2013
I was foreclosed upon by a Junior Creditor (inc. Business Debt where i was an Officer), they took my home subject to a USDA 1st. The 1st (W/ prepayment penalties and low income assistance payment re-payment w/ interest, exceeded the market value of the home [by probably 2times its market value]. They failed (or refused) to have the sale confirmed but re-directed the USDA to send payment info to them. USDA, after 6 years sent me a letter making me aware that I'm still the mortgagor and it's not paid off. (Mortgage Fraud/ Identity Thief?) Can I move back in if it's vacant???
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