Depends on the lien holder. At the point of foreclosure anything that is still in the home or on the property belongs to the lien holder. In some cases when the sheriff arrives to evict the occupant, they have crews put everything in the yard before they change the locks and the occupant prays it isnt raining and no one steals anything before they can find someone to help them move it (though in some cases the occupant has no where to move it to, so its left in the yard.). In others, it it expected that the occupant has removed what they want, the locks are changed and the bank sends a company who cleans out the home (typically putting everything in a trash dumpster) a few days later. I've seen a few where the bank just left everything in place and made the next owner deal with it, but that is rare.