we found out this morning, when my daugther openned the front door that our house was being auctioned off. we

Asked by Ellen, Milford, MA Wed Dec 19, 2007

never recieved a letter to the fact that this was the date of the auction. i had talked to the bank, 4 weeks ago and stated that we were trying to re-fi our home,bank said ok we will give you a couple of weeks well the re-fi is not done lo and behold we have an auction and we did not get nd notifacation. we did find one legal notice in the paper (not in the legal section, where it was once before, this was before i talked to the bank, now this time notice was in the want ads) i would like to know if we have or can get our house back

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Mary Sullivan, , Milton, MA
Mon Dec 31, 2007
How awful!!!!

My understanding is that the lender is required only to send one letter by certified mail - 21 days prior to foreclosure. Unfortunately just talking to your lender about re fi does not stop the clock.

You may qualify for a re fi - check out these resources.

Foreclosure Relief Pro Bono Attorney Hotline
Legal Advocacy and Resource Center
800-342-5297

Homeownership Preservation Foundation Hotline
Available in English and Spanish
888-995-HOPE (4673)
http://www.995hope.org

Massachusetts Housing Finance Agency
Home Saver Refinancing Program
617-854-1000 or 617-854-1025 (TDD)
http://www.masshousing.com

U.S. Department of Housing and Urban Development (HUD)
Resources include HUD approved counseling organizations
800-569-4287 or TDD 800-877-8339
http://www.hud.gov/counseling


Good luck - let us know the outcome!
1 vote
Todd Norsted, Agent, Maple Grove, MN
Wed Dec 19, 2007
I'd think you're in waters that shouldn't be chartered without a good real estate attorney. I'd be on the phone as office hours begin in the morning.....I wish you the very best!
Web Reference:  http://www.toddnorsted.com
0 votes
Ian A. Wolf, Agent, Morristown, NJ
Wed Dec 19, 2007
Unfortunately, Massachusetts does not have a redemption period, so I don't believe you can. If you do a search for foreclosure in MA you should get more info. The below site outlines the process.
0 votes
Nadia, Home Buyer, Maine
Wed Dec 19, 2007
Holy cow, that's terrifying.
0 votes
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