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Asked by At, Florida Wed Dec 17, 2008

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Scott Godzyk, Agent, Manchester, NH
Wed Dec 17, 2008
If you let one go, they can than attach the other one after the foreclosure. you should talk to an attoney before making any move. It is always better to try and negotiate with the bank before just lettuing a house go. you can ask for a loan modification whic can lower your inetrest rate and payment or even ask for a short sale which allows you to sell it for less than you. lastly you can negotiate a deed in lieu of foreclosure. good luck in working things out
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1 vote
Vicki Masell…, Agent, Duluth, GA
Wed Dec 17, 2008
I like Scott's answer. Seek professional legal advice on what are likely the most valuable assets you have - your homes and your credit. Look for other alternatives like short sale before considering foreclosure or bankruptcy. If you want to learn more about your options, check out the link below.
0 votes
Daniel, , Baton Rouge, LA
Wed Dec 17, 2008
well, once again, we see why florida and california is the root of the foreclosure crisis

These 2 reckless states are non defeciency judgement state, meaning that state law allows those who have the means to SCREWOVER THOSE WHO LOANED THE MONEY!

Congress must force states to change their law to prevent dead beat debtors
0 votes
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