Hi Marta -- In order for someone to make an offer on a foreclosed home (or a pre-foreclosure/short sale) the home must be listed with a real estate company. Banks want to know that they are dealing with a professional who will guide the contract through to a successful closing. Realty Trac publishes all homes that have any type of lien recorded in public records (whether it's one that will result in a foreclosure or not) and then ask you to pay for the pleasure of looking at this list.
My best suggestion would be for you to engage a competent Realtor to help you locate properties that meet your critera, whether they're foreclosures or not. A common misconception is that a foreclosure is going to be a really great deal, resulting in home ownership for pennies on the dollar. In the vast majority of cases, the pennies on the dollar purchase price is for a home that needs thousands of dollars in repairs and upgrades to make it worth true market value--i.e., the value of the home was only worth the "pennies on the dollar" sales price. Banks/lenders are selling foreclosed homes for "market value"--they go to a lot of work (appraisals, BPO's) to determine the market value and then try to sell it near this appraised price--most of the time resulting in a closing months and months after you made your offer.
Having said that, if you're still interested in finding only homes that are in the foreclosure process, you can go to http://www.FloridaMoves.com/Louise.Warring
and click on the "Bank Owned/Foreclosure link. All homes that are listed will appear for your information.
Happy House Hunting!! Call me if you have other questions or would like me to recommend a good agent in your area.
Coldwell Banker Residential