Foreclosure in 60621>Question Details

beverly208, Home Buyer in Chicago, IL

i have a not so good credit can i get section8

Asked by beverly208, Chicago, IL Thu Oct 11, 2012

Help the community by answering this question:


Maria Cipollone’s answer
Your credit score is has nothing to do with your qualification for Section 8. Section 8 is a Federal program administered locally by public housing authorities and provide assistance for low income renters and homeowners. For more information to this matter go to:

Best of Luck,

Maria Cipollone
Century 21 Tenace
1 vote Thank Flag Link Sun Oct 14, 2012
Apply at the Chicago Housing Authority. They will let you know if you qualify.
1 vote Thank Flag Link Thu Oct 11, 2012
Maria got it almost right, the website you want is http://WWW.THECHA.ORG.
But don't hold your breath, 'section 8', now called HCV or home-choice voucher,
doesn't appear to be a viable solution. The waiting list is closed, has been for
several years, far as I know. Folks WITH an HCV are very fortunate to have them.
If you're looking to buy a home, call or visit the FHA website to locate a local lender
familiar with them. The HOMEPATH and HOMEPATH RENOVATION mortgages sound
pretty good.. interview realtors, they can tell you about various programs.

Good luck.
0 votes Thank Flag Link Sat Oct 20, 2012
Section 8 approvals are not based on credit but income and family status, i.e., the number of family members, income and need.

You also have to qualify for it. In Chicago and many other states, the waiting lists are long. Log onto the CHA website periodically to find out when you can add your name to the waiting list. After you've been added to a list, you will be given a number. Once your number is pulled, you will be called.

Also, please be advised that you could be on that list for a very long time. There are also exceptions to be added to the waiting lists.

Check the website to see if your family qualifies.

Toskanelia Palmer-Realtor/Broker(176059)
Imanage Realty Group
4007 N. Broadway, Suite 215
Chicago, Illinois 60613
Member Chicago Association of REALTORS® (C.A.R.)
National Association of Realtors
OFFICE-P: 312-285-7772
Fax: 312-873-4572
Office ID: #84894
NRDS: #360586144
License #475.121088
0 votes Thank Flag Link Thu Oct 11, 2012
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