how tcan i get in touch with the bank that owns specific property?

Asked by c_snead, Irvington, NJ Wed Jan 30, 2013

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Andrew Tisel…, Agent, Clifton, NJ
Thu Jan 31, 2013
This home is probably not for sale.

but you can find out who the lien holder is by looking at the tax records. It is not always easy to find the right contact person to try and purchase it from the bank.
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Ed Beck, Agent, Boonton, NJ
Wed Jan 30, 2013
Are you looking to purchase it from the bank? Unfortunately, if it's not listed for sale with a broker, then it's not for sale. Once a foreclosure takes place, the bank will first remove the occupants by cash for keys or eviction. Then they will clean out and sometimes make minor repairs. Then they will order one or BPO's (broker price opinions), and possibly an appraisal. Once all that happens, they will list the property for sale with a local agent. Then the property is available for sale. You will not have any luck reaching the person who has this file somewhere on their desk in another state. Eventually a sign will go up in front of the house, then you will know it is available. Depending on the bank, this could 2 months, or 2 years. Keep an eye on it.
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