Unfortunately you don't actually get to decide when the lender foreclosures. It's all based on when they filed the Notice of Default and Notice of Trustee Sale. But if you want to take charge and not let the bank have control over what happens, you should consider a short sale. With a short sale you may be entitled to receive up to $30,000 incentive to short sale(depending on your lender, every situation is different) but in addition you will rid yourself of any liability, taxes and move on with your life. Call me and we can discuss your options with no obligation. 209-451-5446
I have completed over 100 short sale and negotiations and have a 99% success rate . My services are always free to sellers and buyers.