can't afford house.

Asked by Bubbles, Berwyn, IL Mon Feb 20, 2012

who decides if you do short sale or forclosure the bank or the owner?

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John Potter’s answer
John Potter, , Cook County, IL
Mon Feb 20, 2012
The owner decides short sale yet the bank must approve and may not. A bank forecloses and they decide to sue the owner for non payment of mortgage. The owner decided not to pay mortgage.
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