Hi Pooh : ),
Yes the HOA can place a lean in your home but it's cost effective not to specially if the home is under a distress status. If you have reached a Foreclosure status do a big favor to yourself and do not allow yourself to be foreclose on, your bank will allow the property to be short sale halting the foreclosure process and saving them tons of money. There may be an incentive for you as well, call me I can help, 've done numerous short sales. Thank you.
"Your Greenville SC Short Sale & Foreclosure Home Specialist"
Aris Mendez REALTORÂ®