Where do I get free listings of government tax foreclosures in my region?

Asked by John Gallagher, Lake Las Vegas, Henderson, NV Sun Sep 30, 2007

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N E Farringt…, , Oklahoma
Sun Sep 21, 2008
How can I obtain "FREE" listings of government tax foreclosures in my area?
12 votes
Yes, Greenbelt
Flag Wed Jan 10, 2018
how can we get a forclose listing in my area Blackwell .Oklahoma 74631
Flag Sat Aug 10, 2013
Rose Mjarie…, Home Buyer, Connecticut
Sat Jun 7, 2008
where do I get free listings of governmenttax foreclosures in my regioon
10 votes
Colleen Gord…, Agent, Greenwood, IN
Wed Nov 19, 2008
The answer is very simple. The best and least deceiving website is http://www.hud.gov/homes/index.cfm . This belongs to the actual government ran agency called Department of Housing and Urban Development (HUD). You can search by states then counties etc... Please do not pay to look at these properties. There are alot of scams going on there. It should not cost you to look. Any good real estate in your area should be able to show them to you them submit an offer if you are interested.
7 votes
Anita, , Connecticut
Mon Feb 25, 2008
Where do I get free listings of government tax foreclosures?
6 votes
Nikolay Grac…, Both Buyer And Seller, 95014
Fri Jul 31, 2009
PropertyHookup is a good one, thanks! But I think you guys shoud make properties by state option.. Then people be able to track offers in their states. As for me there on http://www.trulia.com or http://www.indexpost.com are good examples.
4 votes
Frances Flynn…, , State College, PA
Tue Oct 28, 2008
There is no single list that contains government tax foreclosures in any region.

There are various types of tax foreclosures. Unpaid property taxes are administered at the county level. There are various flavors of tax delinquency treatment:

1. Properties may be sold as a consequence of unpaid real estate taxes. In most cases, lien holders will be notified first and given a chance to bring the taxes up to date. This may precipitate a bank foreclosure since many mortgages and trustee deeds contain a provision that the property owner keep taxes up to date. County offices post these notices publicly.

2. In some states, like Arizona, tax LIENS are offered at auction, not the property itself. The property owner becomes indebted to the new owner of the tax lien, who brings the tax bill up to date at the tax lien auctionat the county seat.

3. Personal taxes (income tax) and property liens attached to these delinquencies are administed by the U.S. Internal Revenue Service.
4 votes
Crystal, Both Buyer And Seller, Michigan
Wed Dec 12, 2007
where can i find a list of goverment tax forclosure on houses in Michigan?
4 votes
Lisa, Home Buyer, Texas
Sun Oct 12, 2008
where do i get free listings of gov. tax foreclosures in texas
3 votes
Kathryncnash, , 97030
Sun Oct 7, 2012
Go direct to sites like hud, homepath, bofa / chase / other bank direct portals.
Heres a good site that organized all the direct links for you - http://www.foreclosurenest.com/
2 votes
Gwsmike, Home Buyer, Colorado
Sun Jun 28, 2009
Where do I find Government Tax Foreclosure sales for Evergreen Colorado, Jefferson County Colorado.
2 votes
Frances Shou…, Home Buyer, 37934
Sun Sep 7, 2008
East Tennessee area including VA KY NC SC list of tax foreclosures
2 votes
Maria, Home Buyer, 135 Finale Way, Tracy, CA 95376
Sun Jul 6, 2008
Where can I fing a government tax foreclosure properties in Bay Area, Northern California
2 votes
Vicky Gkiza, , San Francisco, CA
Wed Nov 21, 2007
Hi there,

This is Vicky from Trulia.

As of last night, you can search for foreclosure listings on Trulia.

In response to increased consumer interest, we decided to introduce integrated foreclosure search capability. You can now find over 400,000 foreclosure properties on Trulia. We will keep hearing your needs and improve our site to provide you the best and most complete experiences.
2 votes
Debra Wheeler, , Akron, OH
Mon Aug 3, 2009
You should go into realtor.com for the most up to date listings. Find a local realtor and have her begin to locate these properties on your behalf. This is free, and can be customized just for your benefit. This is absolutely the best way to go. If you are in the Northeast Ohio area, contact me and we can set you up for whatever it is that you are looking for, including HUD properties, bank owned properties, short sales, probate cases and other distressed properties. Good luck.
Web Reference:  http://www.debrawheeler.com
1 vote
Tammy and Lu…, Agent, Kerrville, TX
Wed Jul 29, 2009
Try Bidselect.com, it is free.
Web Reference:  http://www.bidselect.com
1 vote
Todd Swanton, , Fayetteville, AR
Wed Jul 29, 2009
Go to hud.gov and go to the link hud homes. From there you will select your state then from there it will allow you to select cities.
1 vote
Veronica Hew…, , West Haven, CT
Tue Jul 28, 2009
A site I used to find useful was REOTrans, they have many listings nationwide.
1 vote
Carol Moson, Agent, Marietta, GA
Mon Jul 27, 2009
The best public site is http://www.HUD.gov but if you would like professional guidance navigating through the "what ifs" you should work with a REALTOR® in your area.
Web Reference:  http://www.Hud.gov
1 vote
Nikolay Grac…, Both Buyer And Seller, 95014
Thu Jul 23, 2009
Try out http://www.indexpost.com. This web site provide free listings.
Web Reference:  http://www.indexpost.com
1 vote
Tom Smith, , 90001
Sat Jun 20, 2009
You could try http://www.finestexpert.com while it is still free. They gather and analyzes over 4-million active properties nationwide to provide the most up-to-date statistics on rents, values, expenses, and projected returns.

By pre-analyzing these properties every day and performing all the necessary financial calculations, and can show you a glance at those properties that truly pencil out, and most closely meet your investment goals.
1 vote
Brenda Gravi…, Agent, Jacksonville, FL
Fri Jun 19, 2009
If you purchase a tax foreclosure in Jacksonville, FL, what you are looking for is a tax certificate sale. These are normally posted for sale in May of each year. You must pay the back taxes owed and hold the certificate for at least 2 years before you can apply for a tax deed. Meanwhile, you will need to continue to pay the taxes each year in order for a tax certificate for that year not to be sold to another party. If you do succeed in obtaining the property, you acquire it with liens agaisn't it that you could be held liable for because you can not sale it with clear title until the liens are satisfied.

It is better to purchase a foreclosure because you will receive clear title to it. All foreclosures are listed for sale with Realtors and posted in the MLS database because mortgage companies require a professional to be marketing the property for sale.

Your best bet is to find a Realtor in your area that you feel comfortable working with and give them your search criteria. They can set you up for auto-email so you will be notified each time a property comes on the market that matches what you are looking for. The best deals go quickly, usually within the first week. By having a Realtor looking out for you it will be possible for your offer to be one of the first presented. You can not make an offer on property in Jacksonville, FL without having a loan approval letter or a "proof of funds" statement showing you have the credit or assets to fulfill the contract agreement.

If you would like me to refer an agent to you in your area, then contact Brenda Gravitt CRS, GRI and I will have a Realtor contact you.
1 vote
Voices Member, , Benton County, OR
Tue May 12, 2009
1 vote
Rosie M Mill…, Home Buyer, Carteret, NJ
Sun Nov 16, 2008
I live in New Jersey where should I start looking?
1 vote
Judith Saari…, , Coconut Creek, FL
Sun Oct 26, 2008
where are there bank foreclosures in south east florida?
1 vote
Mahergen, Home Buyer, Ann Arbor, MI
Sun Oct 19, 2008
Ypsilanti and Ann Arbor, MI
1 vote
Kim, Both Buyer And Seller, North Carolina
Thu Oct 9, 2008
This information is free to the public. Go directly to the source - The IRS. The web site is http://www.ustreas.gov/auctions/irs
1 vote
Mike, Home Buyer, philly
Thu Sep 25, 2008
these listings and websites they are sending people to are not free. yes you can look for properties for free but you still have to pay to get the information you need. i wish someone would help me out and send me where there is absolutly no cost whatsoever for this information. i have been looking for years now. dont believe these people or things you see on infomercials. they all lie or misrepresent. good luck everyone. if anybody can help for free email me at ajsdad51603@netzero.net
1 vote
Carole, Home Buyer, Wichita, KS
Sun Sep 7, 2008
wichita ks where do i get a listing of govement tax foreclosures
1 vote
Suzanne Gold, , Boca Raton, FL
Fri Aug 29, 2008
I live in the Palm Beach area, notably Boca Raton. Where do I get a list of governmenmt tax foreclosure sales?
1 vote
Danny Speagle, , Denver, CO
Tue Aug 26, 2008

Are you having trouble finding a list for Staten Island, NY?
I beg all of you, and of the rest of you, pick the phone up and call an expert.

Stop asking and start doing.

Danny Speagle
The Speagle Group
Denver, Colorado
303-993-5193 home office
720-936-5877 cell
1 vote
Danny Speagle, , Denver, CO
Sat Aug 23, 2008
I just realized that I forgot to add one major point about strongly recommending having a Real Estate Agent perform all of your work including getting you any list you want.

Your Agent will get you these lists at the low-low cost of ABSOLUTELY FREE. So, don't go to these ridiculous websites that ALWAYS have their hand out reaching into your pocket only to give you less than what you bargained for.

Danny Speagle
The Speagle Group
Denver, Colorado
303-993-5193 home office
720-936-5877 cell
1 vote
Danny Speagle, , Denver, CO
Fri Aug 22, 2008
I will be giving tips on a frequent basis. This should help answer most of these common questions.

Everyone wants to buy foreclosures for one great reason--banks sell them at huge discounts. Buying one from a bank will save you anywhere from 20% up to 50%. Here in Colorado the average savings is 34.7%. So, how do you go about finding these foreclosured homes that are now bank owned? It is simple, call a Real Estate Agent. Agents not only know which houses are bank owned, but your own Agent will most likely get paid at the closing by the selling Bank's Agent, and not paid by you.

Now, stop worrying about doing all of this Sherlock Holmes work yourself and pick up the phone. These Agents are dying to do all of this work for you.

Another Hint: You know you have found the right Real Estate Agent because as you interview several of them, one of them will stand out. That Agent will have all of the answers because they understand everything about foreclosures. Pick that person and stick with them.

Danny Speagle
The Speagle Group
Denver, Colorado
303-993-5193 home office
720-936-5877 cell
1 vote
Danny Speagle, , Denver, CO
Sun Nov 11, 2007
NO, NO, NO! With the utmost respect to Perry, Cindy, and Judy, all three of you have it absolutely wrong. Foreclosures (especially in Colorado) offer great deals. What a buyer needs is a real estate broker that specializes in, and understands, such transactions intimately.

Consider this...in Colorado 90% of homes that are foreclosed have an 80% loan and a 20% loan. In the final stage of foreclosure (called "redemption") the 2nd lienholder (aka; the 20% lender) would have to pay the 1st lienholder all their money due. Since the 2nd lienholder is already out 20% on the home, does it make sense for the 2nd lienholder to pay out an additional 80% to the 1st lienholder just to have some security? Anwer: NO!

Besides, the 2nd lienholder hasn't even seen the property. They don't want to buy a "pig in a poke."

Here is what ALMOST ALWAYS happens (99.5% of the time). The 2nd lienholder always takes the hit. Remember, the 2nd lienholder is still owed the money from the borrower, but the 2nd lienholder has simply lost his secured interest in the foreclosed home. Now, the 1st lienholder invariably ends up owning the home.

Now pay close attention here...
The 1st lienholder is still owed "X" and would like to recoup as much of "X" as possible.
Let us assume that this bank is owed not the original 80%, but due to some paydown on principal and some appreciation of the home itself, we shall assume the bank is owed 75% of Market Value (ie, "X" = 75%)

Remember, "X" is usually somewhat slightly less than the original 80% loaned out based on the property's original market value, but the bank invariably puts the property on the market for 60% to 75% of "X". Why, you ask? Because this same bank has a backlog of REO's (bank-owned properties) here in Colorado.

To continue, I'll do the math for you.
Here in Colorado you can get a Foreclosed home for approximately 56.25% of true market value. This is equal to 75% of 75%,

Now, don't loose your head yet. You will have fix-up costs, closing costs, etc, to pay. But you will get a great deal.

How do I know all of this?...
I built a database that analyzes every property on the market instantly. I did this to find my investor clients these great bargains. I have seen hundreds of homes that are selling at only modest discounts (25% off retail) that are move-in ready, and situated in HIGHLY DESIRED areas (banks aren't totally stupid).

My investor clients pass up these modestly discounted homes because there is not enough profit for them. But the point is there are 50 new homes each week that hit the market that are perfect for homeowners.

I have analyzed foreclosures deeper than any other broker simply by using my database skills. I will admit that other states may not have a foreclosure problem like Colorado, but the concepts are the same.

Danny Speagle
720.936.5877 cell
303.993.5193 office
1 vote
Perry Hender…, Agent, Austin, TX
Sun Sep 30, 2007
I've said this over and over in previous posts.... The F-word is for the novice or average frustrated investor. What makes people think that putting an offer on a foreclosed house is going to get them the best price? You can count the number of TV ads promoting a system that teaches how to buy foreclosures.... That makes 50 other people dropping offers at the same time, at a price that was already "market".... That's just crazy talk. You want a deal, ok I can understand that but you are not going to find it with a foreclosure without one of two things 1. cash and personal connection with a REO manager or 2. a overpriced offer that you beat 15 other people for.

It's easier to knock on a door of a house that needs repair and say "my wife and I are looking for a home in this area and yours looks cute from the outside". Do you know anyone selling in this area? A hand written note works well too. My closure rate is almost 70% on the notes.... And you get the best deals with no competition.
1 vote
Malindasprou…, Home Buyer, Las Vegas, NV
Tue Apr 26, 2016
How would I be able to get a house to fix up for myself and my family. For cheap, but be able to own it and fix it up my way. I need a home for 2 adults and 4 children.
0 votes
lizzygoodsho…, Renter, Blackwell, OK
Sat Aug 10, 2013
looking for gov.forclosere in kay county okla
0 votes
lizzygoodsho…, Renter, Blackwell, OK
Sat Aug 10, 2013
925 north 8th st Blackwell Oklahoma 74631
0 votes
Simmonsdan14, Home Buyer, Philadelphia, PA
Tue Aug 6, 2013
Where can we get a foreclosed houses lists for us to looking for a five bedrooms with a large yard and two bathrooms in Michigan us
0 votes
mcantwell400, Home Owner, Las Vegas, NV
Sat Jul 13, 2013
I use the REO Detective free foreclosure database.
0 votes
milusalma, Home Buyer, Southfield, MI
Tue Jun 11, 2013
where do i get free listings of new and updated tax foreclosures or tax liens in michigan?
0 votes
srclute57@ya…, Home Buyer, Clute, TX
Tue Jun 4, 2013
looking desperately for a possible forelosure/taxlien property in Troutman,N.C.area??
0 votes
Hot_juicy_na…, Home Buyer, Las Vegas, NV
Tue Oct 9, 2012
where do i get free listing to buy a house for me and my children i taylor michigan
0 votes
Tom Williams, Agent, Charlotte, NC
Sat Oct 29, 2011
The HUDhomestore.com is the best place to fine government repos. In Charlotte,NC you can go to my website at http://www.buycharlottenchomes.com for a list of distressed properties.
0 votes
Kallen, , Las Vegas, NV
Fri Jul 1, 2011
Nikolay, PropertyHookup.com does now offer search by state as a recently added feature.

They are not just tax foreclosures, but a lot of foreclosure and fixer upper listings. The coolest part is that it shows you how much under value each listing is and you can search by the best deals.
0 votes
Portland_Rea…, , 97236
Wed Oct 13, 2010
Lots of tax foreclosures and government foreclosures will be sold at an auction.
So will be listed.
There is an least 10 diffrent government foreclosures sources I use.
Try PENNYHOMES.NET to get their updates and just go from there. Do your homework before making any offers.
Web Reference:  http://pennyhomes.net/
0 votes
Voices Member, , Benton County, OR
Sat Nov 14, 2009
The last comment is just a bit inaccurate IMO.....

For example Charlita's County......

California State Site......http://www.sco.ca.gov/ardtax_public_auction.html

To check and find the information provided to the public for FREE in California

It is best IMO to check the local County Gov. for information first as most of them provide information on how to obtain the list of Tax sale property or provide the list for FREE and they provide info on the purchase process they use.......some do charge a small fee....

The Counties are the same place the Pay Sites get their information so going there yourself (Web Sites) will provide you with the most updated info and is usually FREE.

Counties do the Tax Sales in different ways so it is a good idea to check with them and see...
For Example....http://www.bid4assets.com/storefront/?sfid=491

Another reason to check yourself first as often the Counties Nationwide often make sure the public has access to this information....That is what allows the Pay Sites to gain access

Fed Gov Tax Sales......http://www.ustreas.gov/auctions/irs/

If you just want to Browse Actual Foreclosures...You might wish to check out the Bank/Gov sites created to give the public access to view the Listed Foreclosures/Properties for sale and to provide information on the purchase process used plus much more information it's Free and updated constantly...Sites like..

.... http://www.wamuproperties.com/ .... http://www.hud.gov/homes/index.cfm

https://www.citimortgage.com/Mortgage/Oreo/SearchListing.do ...

The links to all of these Bank and Gov. sites can be found here.... http://www.mortgagenewsdaily.com/wiki/REO_Database_List.asp ... http://www.biggerpockets.com/bank-reo.html
0 votes
Charita King…, , Downey, CA
Sat Nov 14, 2009
You will need to find an agent that subscribes the programs like foreclosureradar to give you a free list of foreclosure updates or you can subscribe too for about $500 to $600 a year.

Charita King
Century 21 My Real Estate Co.
0 votes
Jeff Hudson, Both Buyer And Seller, Nevada
Sat Nov 14, 2009
You could check http://finestexpert.com, that offers free services and has a wide range of properties that are for sale, rental properties, foreclosed properties. You could also do some research on the internet
0 votes
Shana Wilson, Agent, Gretna, LA
Mon Jul 27, 2009
In most cases, the ads for lists of foreclosed homes is a way to make money by the company. The best thing to do is contact a professional real estate agent and get a list of available listings in your area. All REALTORS have access to every home listed with a real estate broker and most banks list their foreclosed home with a broker.
0 votes
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