Well, how would you like to define "near the beach"? The lowest priced single family home ON the beach (Gulf) is a 1416 sqft home in Destin (3BR/2BA), offered for $775,000. But there are lower priced homes available with Gulf view or homes at the Sound which in most of the cases separates the mainland from the beach islands here in North West Florida. But a townhouse might be a good choice, too - like the one I've listed in a Bay front subdivision with 4BR, 3.5BA, 1854 sqft, a private boatslip, 3 min to golf course ... for $189,000.
Please, let me know if you have more questions or I can assist you in any way. My e-mail address is email@example.com.
Have a nice weekend,
Coldwell Banker JME Realty
(850) 240-7838 cell/business