Although this question is not current it is one of the most asked to me. By answering it hopfully i can heklp out anyone else considering buying a home at auction. Basically when you purchase a home at auction we all know it is as is. However if the former home owner, now the foreclosed homeowner is still in there, and you are the new buyer, you close on the house and they are still in there, the become your nightmare. You have to get them out, and you will face face the wrath when they do move out and damage the house beyond belief. Your best bet is at auction to ask if the bank will close upon removal of the occupant not before. I do not recommend anyone buy a property with existing people in it at auction. It will cost you time, money and aggravation. Your other choice is to try to talk the people before the auction, find out their intenet, offer them some money, get a signed aggreement otherwise let the bank take it, let the bank get them out and then bid on what condition they leave it on rather than facing an unknown. I sell alot of bank owned houses and can share my stories to assist you, feel free to contact me.