Websites specializing in foreclosures do want your money, but you can usually find away around the site by doing the basic search; it's usually when you ask for the lender, bank name, or owner name that they want your money. If you don't want to pay for a subscription, get as much information as you can from that site, and then do your own detective work. If you have the address, go to any number of reverse directory sites, find the tab for a reverse address search, and type it in - that usually gets you the owner's name, though sometimes it's a tenant. The Town or Municipality in which a home is located will ALWAYS have the owner information, so you can start there. Find out where the foreclosures are filed officially - usually it's in your Town's tax office, or your County's legal office - all of this is public record. The "lis pendins" will show you the lender's contact information as well as the amount owed. Work with a realtor experienced in foreclosures and shortsales; ask them to do a driveby and give you a price opinion of the home - if it's worth less than is owed, you or your realtor can contact them and explain you are aware of their pending foreclosure, and think you can get them out of it by purchasing the home AND putting money in their pocket. If the homeowner isn't willing to pay your realtor a commission, you will have to, but it will be well worth it with the right realtor. If they owe MORE than the home is worth, I would again suggest you seek out a LOCAL realtor experienced with short sales; they are complicated and time consuming, but there has never been a better climate to accomplish one. Ultimately, you will need to homeowner's cooperation, and that's not as easy to get as it sounds; foreclosure is a difficult and emotional process that often makes one hide from their difficulties, which of course only makes the situation worse. At all times, treat the homeowner with respect and sensitivity and patience.